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Mantapex
Minterest
Minterest
MINTYLending
Audited
DeFiLlama Lending·$117.4K TVL·+0.10% 1h·+0.20% 24h·+11.94% 7d·4 chains

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Protocol TVL

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About Minterest

Minterest is a lending protocol which captures more fees than any other lending protocol and redistributes them as rewards back to users who contribute to its governance.

Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.

Security & Audits

Audited by external firms
2 audits
Price oracles
Chainlink· PrimaryApi3· Primary

Oracles supply external price data to on-chain contracts. Oracle compromise is a common attack vector — diversified providers reduce single-point-of-failure risk.

Minterest Timeline

Major events flagged by the DeFiLlama community — protocol launches, exploits, governance changes, and incentive programs.

  1. Jan 22, 2024
    Listed on DeFiLlama
  2. Feb 19, 2025
    MINTY distribution begins on Morph
  3. May 31, 2024
    MINTY distribution begins on Taiko
  4. Jan 4, 2024
    MINTY distribution begins on Mantle
  5. Feb 23, 2023
    MINTY distribution begins on Ethereum

Protocol Profile

Minterest is a Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed across 4 chains, including Mantle, Ethereum, Taiko, Morph. The codebase has been independently audited (7 reports on file). DeFiLlama tracks 4 historical events for this protocol since 2023.

TVL Distribution by Chain

TVL spans 9 chains across the deployment. See the breakdown below for per-chain values.

Mantle
$103.2K(64.8%)
borrowed
$21K(13.2%)
Mantle-borrowed
$19.1K(12.0%)
Ethereum
$11.4K(7.1%)
Taiko
$2.7K(1.7%)
Ethereum-borrowed
$1.7K(1.1%)
Taiko-borrowed
$102.8(0.1%)
Morph
$75.3(0.0%)
Morph-borrowed
$3.1(0.0%)

Supported Chains

Mantle Ethereum Taiko Morph

Protocol Footprint

Minterest operates on 4 networks (Mantle, Ethereum, Taiko, Morph), keeping its surface area narrower than chain-agnostic peers. Its TVL is heavily concentrated on Mantle, which holds 65% of all assets — other deployments are comparatively small. Price discovery relies on 2 oracle providers (Chainlink, Api3), which diversifies the data-feed surface but also expands the set of third parties users implicitly trust. 7 public audit reports are linked from DeFiLlama, which is on the higher end of transparency for the DeFi sector — most protocols of comparable TVL publish far fewer.

Official Resources & Links

Verified external resources for Minterest — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.

Other Lending protocols on Mantapex

Minterest is one of 7 Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Aave V3, Morpho V1, JustLend, and 3 more. These peer protocols collectively secure $43.4B in deposits, giving you a frame of reference for whether Minterest's own TVL is at the top, middle, or tail of the category.

Browse all Lending protocols on Mantapex

Available Yields

ProjectPoolAPYTVL
minterestUSDC0.02%$10.3K
minterestWETH0.00%$11.5K
minterestMETH0.00%$38.7K
minterestWMNT0.00%$30.2K

Recent Minterest news

Latest reporting from major crypto news outlets covering Minterest.

Related protocols

Other DeFi protocols connected to Minterest by category, deployment chain, or shared codebase lineage — useful for comparing TVL, fee models, or audit posture across direct peers.

Risk Warning

DeFi protocols carry inherent risks including smart contract vulnerabilities, liquidity risks, and potential loss of funds. Always do your own research before investing.

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