USDFI Lending
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Protocol TVL
About USDFI Lending
USDFI is a fully transparent decentralized stablecoin protocol collateralized by ecosystem revenues from its on-chain treasury, lending & AMM operations.
Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.
Security & Audits
Oracles supply external price data to on-chain contracts. Oracle compromise is a common attack vector — diversified providers reduce single-point-of-failure risk.
USDFI Lending Timeline
Major events flagged by the DeFiLlama community — protocol launches, exploits, governance changes, and incentive programs.
- Oct 17, 2022Listed on DeFiLlama
Protocol Profile
USDFI Lending is a Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed on Binance. The codebase has been independently audited (2 reports on file).
TVL Distribution by Chain
TVL spans 3 chains across the deployment. See the breakdown below for per-chain values.
Supported Chains
Protocol Footprint
USDFI Lending is a single-chain protocol, deployed exclusively on Binance — this concentrates execution risk but simplifies the trust model. Roughly 100% of its on-chain value sits on just three networks (Binance, Binance-borrowed, borrowed), so a fault on any one of them would affect a large slice of users. Price feeds come from a single oracle provider (Chainlink); an outage or manipulation of that feed would propagate into every market the protocol prices. Two audit reports are published on DeFiLlama, which is in line with typical practice for protocols at this scale.
Official Resources & Links
Verified external resources for USDFI Lending — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.
Other Lending protocols on Mantapex
USDFI Lending is one of 7 Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Aave V3, Morpho V1, JustLend, and 3 more. These peer protocols collectively secure $43.4B in deposits, giving you a frame of reference for whether USDFI Lending's own TVL is at the top, middle, or tail of the category.
Recent USDFI Lending news
Latest reporting from major crypto news outlets covering USDFI Lending.
- Crypto Briefing
USDai_Official lists CHIP-USDT on ApeX Omni, USD.AI FDV tops $300M
The listing strengthens USD.AI's position in AI credit markets, but market stability hinges on macro conditions and potential partnerships. USDai_Official lists CHIP-USDT on ApeX…
- Altcoin Buzz
USDAI Partners with PayPal and PYUSD for AI Finance
The onchain credit protocol announced a partnership with PayPal. The goal is to integrate PayPal USD or PYUSD as a settlement asset for AI infrastructure financing.
- Crypto Economy
USDAI Partners with PayPal to Use $PYUSD for AI Infrastructure Financing
PayPal has extended the use of its PYUSD stablecoin to the technology sector after partnering with USD.AI, a specialized credit protocol. As reported by both companies this…
- Blockchain News
USDFC Launches on Filecoin (FIL) Mainnet Amidst Major Ecosystem Updates
Filecoin (FIL)'s USDFC stablecoin goes live on the mainnet, alongside key ecosystem updates including CalibrationNet upgrade, FIL ProPGF launch, and strategic partnerships.
- PYMNTS
Banking Group Pitches Its USDF Token as Stablecoin Alternative
There has been a lot of pushback in Congress to the argument that all stablecoins should be issued by Federal Deposit Insurance Corporation (FDIC)-backed, federally insured banks,…
- Blockchain News
Coinbase Launches USDF Stablecoin with Flipcash on Solana
Coinbase teams up with Flipcash to launch USDF, a USDC-backed stablecoin on Solana, expanding its white-label infrastructure business.
- Cryptopolitan
Coinbase signals plans beyond USDC with USDF stablecoin backend testing
Coinbase enables USDF stablecoin for backend testing, signaling plans beyond USDC partnership expansion.
- Blockonomi
Ethena Brings Dollar Assets to Sui With suiUSDe and USDi Launch
Ethena introduces suiUSDe and USDi on Sui Network to expand DeFi, payments, and dollar-backed liquidity.
Related protocols
Other DeFi protocols connected to USDFI Lending by category, deployment chain, or shared codebase lineage — useful for comparing TVL, fee models, or audit posture across direct peers.
Other Lending protocols
Top protocols on Binance
Fork lineage & related versions
Risk Warning
DeFi protocols carry inherent risks including smart contract vulnerabilities, liquidity risks, and potential loss of funds. Always do your own research before investing.
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