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USD AI
USD AI
-RWA Lending
Audited
DeFiLlama RWA Lending·$332.5M TVL·+0.10% 1h·-0.17% 24h·+3.37% 7d·1 chains

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Protocol TVL

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About USD AI

USD.AI is a yield-bearing synthetic dollar protocol backed by real-world infrastructure assets

Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.

How USD AI's TVL is measured

DeFiLlama publishes the exact rules used to aggregate on-chain balances into the headline TVL figure shown on this page. The methodology below is the team's own source-of-truth description.

TVL is calculated by summing the value of tokens held by the protocol and outstanding claimable yield.

If a contract or vault isn't in this list, its balance does not contribute to the TVL displayed on Mantapex or DeFiLlama.

Security & Audits

Audited by external firms
2 audits
Audit reports
docs.usd.ai/technical-overview/audits

USD AI Timeline

Major events flagged by the DeFiLlama community — protocol launches, exploits, governance changes, and incentive programs.

  1. May 19, 2025
    Listed on DeFiLlama
  2. Sep 26, 2025
    Deposit Caps raised to $500M
  3. Sep 12, 2025
    Deposit Caps raised to $250M

Protocol Profile

USD AI is a RWA Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed on Arbitrum. The codebase has been independently audited (1 report on file). DeFiLlama tracks 2 historical events for this protocol since 2025.

TVL Distribution by Chain

TVL spans 3 chains across the deployment. See the breakdown below for per-chain values.

Arbitrum
$332.5M(90.3%)
Arbitrum-borrowed
$17.8M(4.8%)
borrowed
$17.8M(4.8%)

Supported Chains

Arbitrum

Protocol Footprint

USD AI is a single-chain protocol, deployed exclusively on Arbitrum — this concentrates execution risk but simplifies the trust model. Roughly 100% of its on-chain value sits on just three networks (Arbitrum, Arbitrum-borrowed, borrowed), so a fault on any one of them would affect a large slice of users. Only one audit report is currently listed; users should weigh that against the protocol's TVL before depositing significant amounts.

Official Resources & Links

Verified external resources for USD AI — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.

Project Website
usd.ai
Twitter / X — @USDai_Official
twitter.com

Other RWA Lending protocols on Mantapex

USD AI is one of 7 RWA Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Aave Horizon RWA, Pareto Credit, Figure Markets Democratized Prime, and 3 more. These peer protocols collectively secure $502.1M in deposits, giving you a frame of reference for whether USD AI's own TVL is at the top, middle, or tail of the category.

Aave Horizon RWA
Aave Horizon RWA
TVL $274.5M · 24h +0.30%
Pareto Credit
Pareto Credit
TVL $179.6M · 24h -0.01%
Figure Markets Democratized Prime
Figure Markets Democratized Prime
TVL $20.9M · 24h -0.01%
cSigma Finance
cSigma Finance
TVL $12.7M · 24h -0.00%
Kasu
Kasu
TVL $7.2M · 24h +6.00%
Credit Coop
Credit Coop
TVL $7.1M · 24h +0.03%
Browse all RWA Lending protocols on Mantapex

Available Yields

ProjectPoolAPYTVL
usd-aiSUSDAI6.70%$250.6M

Recent USD AI news

Latest reporting from major crypto news outlets covering USD AI.

Related protocols

Other DeFi protocols connected to USD AI by category, deployment chain, or shared codebase lineage — useful for comparing TVL, fee models, or audit posture across direct peers.

Risk Warning

DeFi protocols carry inherent risks including smart contract vulnerabilities, liquidity risks, and potential loss of funds. Always do your own research before investing.

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