Goldfinch
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Protocol TVL
About Goldfinch
Goldfinch is a decentralized credit protocol, built for the future when all debt is on-chain. It offers sustainable, high-quality yields that are generated by real-world economic activity, sheltered from DeFi's volatility.
Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.
How Goldfinch's TVL is measured
DeFiLlama publishes the exact rules used to aggregate on-chain balances into the headline TVL figure shown on this page. The methodology below is the team's own source-of-truth description.
The base TVL metric counts only excess USDC liquidity in the Senior Pool, and USDC in all the Borrower Pools. The Borrowed TVL component additionally counts loans made by the Senior Pool and the Backers of all Borrower Pools.
If a contract or vault isn't in this list, its balance does not contribute to the TVL displayed on Mantapex or DeFiLlama.
Goldfinch tokenomics and on-chain capital
Goldfinch's governance or utility token carries a market capitalisation of $12.6M based on circulating supply at the latest DeFiLlama snapshot. The market is pricing the token ($12.6M) above the protocol's on-chain TVL ($1.6M) — a mcap/TVL multiple of 8.05× implies investors are paying for expected future fee flows rather than current deposits alone.
Market cap and supply figures are sourced from DeFiLlama's price feed (which reconciles CoinGecko, CoinMarketCap, and on-chain DEX prices). Treasury and staking values reflect on-chain balances controlled by the protocol at last sync.
Goldfinch Timeline
Major events flagged by the DeFiLlama community — protocol launches, exploits, governance changes, and incentive programs.
- Oct 24, 2021Listed on DeFiLlama
Protocol Profile
Goldfinch is a RWA Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed on Ethereum. No public audit reports are listed on DeFiLlama for this protocol.
TVL Distribution by Chain
TVL spans 3 chains across the deployment. See the breakdown below for per-chain values.
Supported Chains
Protocol Footprint
Goldfinch is a single-chain protocol, deployed exclusively on Ethereum — this concentrates execution risk but simplifies the trust model. Roughly 100% of its on-chain value sits on just three networks (Ethereum-borrowed, borrowed, Ethereum), so a fault on any one of them would affect a large slice of users. Its token market cap ($12.6M) currently exceeds total value locked ($1.6M) — a mcap/TVL ratio of 8.05 suggests the market is pricing in more growth than current deposits support.
Official Resources & Links
Verified external resources for Goldfinch — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.
Other RWA Lending protocols on Mantapex
Goldfinch is one of 7 RWA Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include USD AI, Aave Horizon RWA, Pareto Credit, and 3 more. These peer protocols collectively secure $827.4M in deposits, giving you a frame of reference for whether Goldfinch's own TVL is at the top, middle, or tail of the category.
Available Yields
| Project | Pool | APY | TVL |
|---|---|---|---|
| goldfinch | USDC | 10.01% | $37.7M |
Recent Goldfinch news
Latest reporting from major crypto news outlets covering Goldfinch.
- Crypto news
Goldfinch community approved deployment on Base L2, GFI up 14%
Governance members agreed that launching Goldfinch's defi loan service on Coinbase's decentralized network would be beneficial and help to onboard more users.
- Crypto news
Goldfinch (GFI) token surges 50% in the last 24 hours
Goldfinch, a global credit protocol, has seen a 50.26% surge in the last 24 hours, currently trading at $1.10. In the last seven days, Goldfinch (GFI) grew to 68.46%.
- Altcoin Buzz
Goldfinch Foundation $GFI Token Now Live
Good news! Goldfinch Foundation has announced the launch of its much-anticipated $GFI protocol token. Goldfinch Foundation is a decentralized crypto credit protocol focused on…
- Blockworks
Warbler Labs dogfooding its Goldfinch protocol with Heron Finance
Using blockchain in finance to establish more efficient markets is one of the technology's most logical applications. Whether you call it decentralized finance, open finance, or…
- Cryptopolitan
Funds routed through Tornado Cash as Goldfinch Finance user deltatiger.eth loses $330K
An identified user of the Ethereum-based DeFi platform Goldfinch Finance has suffered an exploit leading to losses of approximately $330,000, according to blockchain security…
- CrowdFundInsider
Digital Asset Firm Gemini Now Supports Crypto Trading with Orca (ORCA), Goldfinch (GFI)
Digital asset firm Gemini recently noted that they are pleased to confirm support for a new set of crypto tokens. Goldfinch (GFI) is now “available for trading on our API/FIX and…
- The Daily Hodl
Coinbase Lists New ‘Golden' Ethereum Token As Crypto Markets Bounce
A decentralized credit protocol is looking to weave threads of gold after a surprise listing by top US crypto exchange Coinbase. In a new blog post, Coinbase says that the…
Related protocols
Other DeFi protocols connected to Goldfinch by category, deployment chain, or shared codebase lineage — useful for comparing TVL, fee models, or audit posture across direct peers.
Other RWA Lending protocols
Top protocols on Ethereum
Fork lineage & related versions
Risk Warning
DeFi protocols carry inherent risks including smart contract vulnerabilities, liquidity risks, and potential loss of funds. Always do your own research before investing.
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