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Templar Protocol
Templar Protocol
-Lending
DeFiLlama Lending·$20.7M TVL·+0.02% 1h·+0.11% 24h·+6.22% 7d·6 chains

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Protocol TVL

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About Templar Protocol

Templar is the first Cypher Lending protocol that enables borrowing stablecoins against Bitcoin, or any asset on any chain, without trusting centralized intermediaries. No wrapping, no bridging, no KYC necessary

Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.

How Templar Protocol's TVL is measured

DeFiLlama publishes the exact rules used to aggregate on-chain balances into the headline TVL figure shown on this page. The methodology below is the team's own source-of-truth description.

TVL is calculated by summing the net borrow asset liquidity (deposits minus outstanding loans) and full collateral deposits for each market deployment. Assets are attributed to their origin chain (Stellar, Ethereum, Bitcoin).

If a contract or vault isn't in this list, its balance does not contribute to the TVL displayed on Mantapex or DeFiLlama.

Security & Audits

No public audits on record
Audit reports
github.com/Templar-Protocol/contracts/blob/dev/audits/2025-07-01/guvenkaya/Templar-NEAR-Smart-Contract-Security-Review-Final-Report.pdfgithub.com/Templar-Protocol/contracts/blob/dev/audits/2025-07-01/thesis_defense/250701_Defense_by_Thesis_Templar_Smart_Contracts_Final_Security.pdf
Price oracles
Pyth· Primary

Oracles supply external price data to on-chain contracts. Oracle compromise is a common attack vector — diversified providers reduce single-point-of-failure risk.

Templar Protocol Timeline

Major events flagged by the DeFiLlama community — protocol launches, exploits, governance changes, and incentive programs.

  1. Aug 12, 2025
    Listed on DeFiLlama

Protocol Profile

Templar Protocol is a Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed across 6 chains, including Bitcoin, Stellar, Ethereum, Near and 2 other chains. No public audit reports are listed on DeFiLlama for this protocol.

TVL Distribution by Chain

TVL spans 11 chains across the deployment. See the breakdown below for per-chain values.

Bitcoin
$8.9M(27.0%)
borrowed
$6.1M(18.6%)
Stellar
$5.7M(17.4%)
Ethereum
$5.5M(16.5%)
Ethereum-borrowed
$4.6M(14.1%)
Near-borrowed
$1.4M(4.3%)
Near
$435.4K(1.3%)
Solana
$81.2K(0.2%)
Zcash
$68.2K(0.2%)
Stellar-borrowed
$64.8K(0.2%)

…and 1 other chain with smaller deployments.

Supported Chains

Bitcoin Stellar Ethereum Near Solana Zcash

Protocol Footprint

Templar Protocol runs a multi-chain deployment, with smart contracts live on 6 networks. TVL is comparatively balanced across networks: even the largest deployment (Bitcoin) holds only 27% of the protocol's value. Price feeds come from a single oracle provider (Pyth); an outage or manipulation of that feed would propagate into every market the protocol prices. Two audit reports are published on DeFiLlama, which is in line with typical practice for protocols at this scale.

Official Resources & Links

Verified external resources for Templar Protocol — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.

Project Website
templarfi.org
Twitter / X — @TemplarProtocol
twitter.com
Source Code on GitHub
github.com

Other Lending protocols on Mantapex

Templar Protocol is one of 7 Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Aave V3, Morpho V1, JustLend, and 3 more. These peer protocols collectively secure $43.4B in deposits, giving you a frame of reference for whether Templar Protocol's own TVL is at the top, middle, or tail of the category.

Aave V3
Aave V3
TVL $26.2B · 24h +0.16%
Morpho V1
Morpho V1
TVL $7B · 24h +0.57%
JustLend
JustLend
TVL $3.4B · 24h +1.86%
Maple
Maple
TVL $2.4B · 24h -1.17%
SparkLend
SparkLend
TVL $2.2B · 24h +3.62%
Kamino Lend
Kamino Lend
TVL $2.1B · 24h -0.02%
Browse all Lending protocols on Mantapex

Treasury

Total Holdings
$341.2K
Stablecoins
$341.1K
100.0%
Major Assets
$33.3
0.0%
Own Tokens
$110.4K
32.4%

Recent Templar Protocol news

Latest reporting from major crypto news outlets covering Templar Protocol.

Related protocols

Other DeFi protocols connected to Templar Protocol by category, deployment chain, or shared codebase lineage — useful for comparing TVL, fee models, or audit posture across direct peers.

Risk Warning

DeFi protocols carry inherent risks including smart contract vulnerabilities, liquidity risks, and potential loss of funds. Always do your own research before investing.

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