Lumin Finance
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Protocol TVL
About Lumin Finance
Lumin is a decentralised peer-to-peer fixed rate lending and borrowing protocol. Launched on Arbitrum and powered by the $LUMIN token, for revenue sharing and DAO governance.
Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.
How Lumin Finance's TVL is measured
DeFiLlama publishes the exact rules used to aggregate on-chain balances into the headline TVL figure shown on this page. The methodology below is the team's own source-of-truth description.
Gets v1 total deposits, and v2 staking statistics on-chain.
If a contract or vault isn't in this list, its balance does not contribute to the TVL displayed on Mantapex or DeFiLlama.
Security & Audits
Oracles supply external price data to on-chain contracts. Oracle compromise is a common attack vector — diversified providers reduce single-point-of-failure risk.
Lumin Finance Timeline
Major events flagged by the DeFiLlama community — protocol launches, exploits, governance changes, and incentive programs.
- Apr 5, 2024Listed on DeFiLlama
Protocol Profile
Lumin Finance is a Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed on Arbitrum. The codebase has been independently audited (1 report on file).
Supported Chains
Protocol Footprint
Lumin Finance is a single-chain protocol, deployed exclusively on Arbitrum — this concentrates execution risk but simplifies the trust model. Price feeds come from a single oracle provider (Chainlink); an outage or manipulation of that feed would propagate into every market the protocol prices. Only one audit report is currently listed; users should weigh that against the protocol's TVL before depositing significant amounts.
Official Resources & Links
Verified external resources for Lumin Finance — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.
Other Lending protocols on Mantapex
Lumin Finance is one of 7 Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Aave V3, Morpho V1, JustLend, and 3 more. These peer protocols collectively secure $43.4B in deposits, giving you a frame of reference for whether Lumin Finance's own TVL is at the top, middle, or tail of the category.
Recent Lumin Finance news
Latest reporting from major crypto news outlets covering Lumin Finance.
- The Currency Analytics
Big Companies Are Turning to Bitcoin and Ethereum Treasuries to Change Finance
Ethereum co-founder Joseph Lubin believes traditional finance is undergoing a deep transformation—driven by a growing trend among corporations to hold digital assets like Bitcoin…
- Coindesk
Joe Lubin claims DeFi is as safe as traditional finance, adding that bitcoin is in crisis
During an interview at Consensus Hong Kong 2026, Joseph Lubin argued that "blue chip" decentralized finance has reached parity with traditional banking.
- CryptoSlate
Consensys CEO Joe Lubin envisions Ethereum anchoring global finance, surpassing Bitcoin
Ethereum co-founder and Consensys CEO Joe Lubin believes ETH could ultimately become more valuable than Bitcoin (BTC), citing its utility and role in building a trust-based…
- Coinspeaker
Consensys Founder Joseph Lubin Predicts Wall Street Embrace of DeFi and Ethereum
Joseph Lubin predicts that Wall Street investors will soon foray into Decentralized Finance and crypto, taking a cue from Strategy.
- Cointelegraph
1inch integrates Lumia to provide more liquidity, better pricing
The extension of liquidity should provide decentralized finance (DeFi) users with pricing that “matches or even surpasses” that of centralized platforms.
- The Currency Analytics
Ethereum's Finance Ecosystem Eyes Major Expansion with Strategic Partnerships
As of mid-November 2025, Joseph Lubin, the founder of Consensys, and Joseph Chalom, co-CEO of SharpLink, are setting the stage for a transformative phase in Ethereum's ecosystem.…
- Crypto Economy
Joe Lubin Defends DeFi's Safety While Arguing Bitcoin Is Entering a Crisis Phase
TL;DR. Consensys CEO states that blue-chip DeFi platforms have reached security levels comparable to traditional banking. Lubin warns that Bitcoin faces an existential risk due to…
- The Currency Analytics
Stellar Lumen (XLM) Price Forecast for 2025: XLM Continues Its Growth
Stellar Lumen (XLM) has been catching the attention of investors, with its strong performance in recent months raising questions about its future price trajectory. The…
Related protocols
Other DeFi protocols connected to Lumin Finance by category, deployment chain, or shared codebase lineage — useful for comparing TVL, fee models, or audit posture across direct peers.
Other Lending protocols
Top protocols on Arbitrum
Fork lineage & related versions
Risk Warning
DeFi protocols carry inherent risks including smart contract vulnerabilities, liquidity risks, and potential loss of funds. Always do your own research before investing.
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