Zharta
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Protocol TVL
About Zharta
DeFi Web3 startup that provides instant loans using NFTs as collateral, enabling NFT holders to get liquidity without having to sell their NFTs
Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.
How Zharta's TVL is measured
DeFiLlama publishes the exact rules used to aggregate on-chain balances into the headline TVL figure shown on this page. The methodology below is the team's own source-of-truth description.
Counts the floor value of all deposited NFTs with Chainlink price feeds. Borrowed coins are not counted towards the TVL
If a contract or vault isn't in this list, its balance does not contribute to the TVL displayed on Mantapex or DeFiLlama.
Security & Audits
Oracles supply external price data to on-chain contracts. Oracle compromise is a common attack vector — diversified providers reduce single-point-of-failure risk.
Zharta Timeline
Major events flagged by the DeFiLlama community — protocol launches, exploits, governance changes, and incentive programs.
- Feb 25, 2023Listed on DeFiLlama
Protocol Profile
Zharta is a NFT Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed on Ethereum. The codebase has been independently audited (3 reports on file).
TVL Distribution by Chain
Supported Chains
Protocol Footprint
Zharta is a single-chain protocol, deployed exclusively on Ethereum — this concentrates execution risk but simplifies the trust model. Price feeds come from a single oracle provider (Chainlink); an outage or manipulation of that feed would propagate into every market the protocol prices. 3 public audit reports are linked from DeFiLlama, which is on the higher end of transparency for the DeFi sector — most protocols of comparable TVL publish far fewer.
Official Resources & Links
Verified external resources for Zharta — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.
Other NFT Lending protocols on Mantapex
Zharta is one of 7 NFT Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Blur Lending, Bitty, Gondi V3, and 3 more. These peer protocols collectively secure $3.4M in deposits, giving you a frame of reference for whether Zharta's own TVL is at the top, middle, or tail of the category.
Related protocols
Other DeFi protocols connected to Zharta by category, deployment chain, or shared codebase lineage — useful for comparing TVL, fee models, or audit posture across direct peers.
Other NFT Lending protocols
Top protocols on Ethereum
Fork lineage & related versions
Risk Warning
DeFi protocols carry inherent risks including smart contract vulnerabilities, liquidity risks, and potential loss of funds. Always do your own research before investing.
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