Fathom Lending
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Protocol TVL
About Fathom Lending
Fathom Protocol is a comprehensive DeFi platform providing liquidity solutions to both retail and institutional participants. Users can deposit XDC and staked XDC to mint FXD, USD stablecoin, which can be used to gain exposure to yield opportunities through our RWA Vaults and Trade Finance Pools. Crypto and RWA holders can also borrow FXD using their assets as collateral.
Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.
Fathom Lending codebase lineage and protocol family
Fathom Lending is published as a versioned release inside the Fathom protocol family. Releases inside the same family typically share governance, brand, and large parts of the audit history, but each version can run materially different contract logic — a release labelled v2 or v3 is not just a UI refresh. Newer versions inside a family typically launch with their own audit cycle and parameter set, so do not assume the previous release's safety record carries over without checking the linked audit reports.
Fork lineage and parent-protocol relationships are tracked by DeFiLlama for security and audit-history attribution; a fork inherits the upstream design but not necessarily the upstream audits or governance.
Parent Protocol
Fathom Lending is a versioned release inside a larger protocol family. View the parent for combined TVL and all sibling versions.
FathomFathom Lending Timeline
Major events flagged by the DeFiLlama community — protocol launches, exploits, governance changes, and incentive programs.
- Apr 4, 2024Listed on DeFiLlama
Protocol Profile
Fathom Lending is a Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed on XDC.
TVL Distribution by Chain
TVL spans 3 chains across the deployment. See the breakdown below for per-chain values.
Supported Chains
Protocol Footprint
Fathom Lending is a single-chain protocol, deployed exclusively on XDC — this concentrates execution risk but simplifies the trust model. Roughly 100% of its on-chain value sits on just three networks (XDC, XDC-borrowed, borrowed), so a fault on any one of them would affect a large slice of users.
Official Resources & Links
Verified external resources for Fathom Lending — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.
Other Lending protocols on Mantapex
Fathom Lending is one of 7 Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Aave V3, Morpho V1, JustLend, and 3 more. These peer protocols collectively secure $43.4B in deposits, giving you a frame of reference for whether Fathom Lending's own TVL is at the top, middle, or tail of the category.
Recent Fathom Lending news
Latest reporting from major crypto news outlets covering Fathom Lending.
- CrowdFundInsider
Digital Asset Custodian Propine Introduces Support for Fathom Dollar Stablecoin via XDC Network
MAS-regulated custodian Propine has announced its support for Fathom Dollar's FXD, a stablecoin pegged to the US dollar and designed to bridge the $5 trillion trade finance gap.
- Decrypt
Another Publicly Traded Firm Has Started Stockpiling Bitcoin
Real estate firm Fathom, which trades publicly on the Nasdaq, is adopting a Bitcoin reserve strategy by buying the cryptocurrency.
- Benzinga
Silk Road 2.0 Founder Talks Crypto: 'I Remember When Bitcoin Was Just $100, We Thought We Missed The Boat Then'
Blake Benthall, founder of Fathom X and former creator of the Silk Road 2.0, and Vincent Agostino, the former FBI agent who arrested Benthall in 2014, reminisced about their…
- Cryptopolitan
Horizon Protocol & BSC: delivering real-world DeFi derivative products
Blockchain technology has more potential than even the most versed blockchain enthusiasts can even fathom. The latest NFT surge serves as a timely reminder of that fact.
- TheNewsCrypto
How the Bitcoin ETF Changed BTC for the Better
It's been less than a year, and yet it's hard to remember Bitcoin without a spot ETF. Just as Bitcoin before the advent of stablecoins, centralized exchanges, or block explorers,…
Related protocols
Other DeFi protocols connected to Fathom Lending by category, deployment chain, or shared codebase lineage — useful for comparing TVL, fee models, or audit posture across direct peers.
Other Lending protocols
Risk Warning
DeFi protocols carry inherent risks including smart contract vulnerabilities, liquidity risks, and potential loss of funds. Always do your own research before investing.
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