Zest V2
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Protocol TVL
About Zest V2
Zest Protocol is an open-source, on-chain lending platform built for Bitcoin, allowing users to earn or borrow against their BTC
Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.
Zest V2 codebase lineage and protocol family
Zest V2 is published as a versioned release inside the Zest protocol family. Releases inside the same family typically share governance, brand, and large parts of the audit history, but each version can run materially different contract logic — a release labelled v2 or v3 is not just a UI refresh. Newer versions inside a family typically launch with their own audit cycle and parameter set, so do not assume the previous release's safety record carries over without checking the linked audit reports.
Fork lineage and parent-protocol relationships are tracked by DeFiLlama for security and audit-history attribution; a fork inherits the upstream design but not necessarily the upstream audits or governance.
Security & Audits
Oracles supply external price data to on-chain contracts. Oracle compromise is a common attack vector — diversified providers reduce single-point-of-failure risk.
Parent Protocol
Zest V2 is a versioned release inside a larger protocol family. View the parent for combined TVL and all sibling versions.
ZestZest V2 Timeline
Major events flagged by the DeFiLlama community — protocol launches, exploits, governance changes, and incentive programs.
- Feb 23, 2026Listed on DeFiLlama
Protocol Profile
Zest V2 is a Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed on Stacks. No public audit reports are listed on DeFiLlama for this protocol.
TVL Distribution by Chain
TVL spans 3 chains across the deployment. See the breakdown below for per-chain values.
Supported Chains
Protocol Footprint
Zest V2 is a single-chain protocol, deployed exclusively on Stacks — this concentrates execution risk but simplifies the trust model. Roughly 100% of its on-chain value sits on just three networks (Stacks, Stacks-borrowed, borrowed), so a fault on any one of them would affect a large slice of users. Price discovery relies on 2 oracle providers (Pyth, DIA), which diversifies the data-feed surface but also expands the set of third parties users implicitly trust. No public audit reports are linked from DeFiLlama for this protocol despite a non-trivial TVL — treat any deposit as carrying material smart-contract risk.
Official Resources & Links
Verified external resources for Zest V2 — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.
Other Lending protocols on Mantapex
Zest V2 is one of 7 Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Aave V3, Morpho V1, JustLend, and 3 more. These peer protocols collectively secure $43.4B in deposits, giving you a frame of reference for whether Zest V2's own TVL is at the top, middle, or tail of the category.
Available Yields
| Project | Pool | APY | TVL |
|---|---|---|---|
| zest-v2 | STX | 5.56% | $14.6K |
| zest-v2 | USDC | 0.24% | $14.4M |
| zest-v2 | STSTX | 0.19% | $724.2K |
| zest-v2 | SBTC | 0.00% | $46.2M |
| zest-v2 | USDH | 0.00% | $7M |
| zest-v2 | STSTXBTC | 0.00% | $1.2M |
Recent Zest V2 news
Latest reporting from major crypto news outlets covering Zest V2.
- CoinPedia
ZEST Price Eyes Breakout As Bitcoin Lending Narrative Grows
ZEST is trying to claw its way into the next leg higher after breaking above a tight consolidation range on the hourly chart. And yes, traders suddenly care again because the…
- Bitcoin
Zest Protocol Co-founder: Adding New Programming Capabilities Could Propel BTC's Defi Ecosystem Beyond ETH's
According to Tycho Onnasch, co-founder of Zest Protocol, new programming capabilities which can be added to Bitcoin could help the leading crypto asset cancel out Ethereum's early…
- CoinPedia
Zest Protocol Secured $3.5M Funding From Tim Draper for On-Chain Bitcoin Lending
Zest Protocol, a pioneering Bitcoin lending startup, has successfully raised $3.5 million in funding led by renowned investor Tim Draper. This funding round, which included…
- Coindesk
Zest Raises $3.5M, Led by Tim Draper, for On-Chain Bitcoin Lending Using Stacks
The seed raise was led by billionaire investor Tim Draper with participation from Binance Labs, Flow Traders, Trust Machines and others.
- Crypto Briefing
Zest Protocol debuts Bitcoin lending markets on Stacks
Discover Zest Protocol's launch of the first Bitcoin lending markets on Stacks L2, a step towards enhancing Bitcoin DeFi.
- Finbold
Hermetica integrates USDh with Zest Protocol to boost stablecoin liquidity
Hermetica, a leading Bitcoin (BTC) stablecoin issuer, has expanded its partnership with Bitcoin Layer 2 (L2) network Stacks (STX), according to information shared with Finbold on…
- CrowdFundInsider
Binance Labs Invests in Zest Protocol to Provide On-Chain Bitcoin Lending via Stacks Blockchain
Binance Labs, the venture capital and incubation arm of Binance, has invested in Zest Protocol, an on-chain bitcoin lending infrastructure enabling users to lend or borrow native…
- Decrypt
Bitcoin Liquid Staking Comes to Zest Protocol on Stacks With BTCz
The new token will accrue yield for holders generated by Babylon, while still tracking BTC's price.
Related protocols
Other DeFi protocols connected to Zest V2 by category, deployment chain, or shared codebase lineage — useful for comparing TVL, fee models, or audit posture across direct peers.
Other Lending protocols
Risk Warning
DeFi protocols carry inherent risks including smart contract vulnerabilities, liquidity risks, and potential loss of funds. Always do your own research before investing.
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