SMARDEX P2P Lending
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Protocol TVL
About SMARDEX P2P Lending
P2P Lending is a simple on-chain lending and borrowing protocol for ERC20 tokens on Ethereum. It uses a fixed-term loan model with upfront collateral to avoid liquidation risks. Borrowers create loan proposals directly on-chain, and lenders can choose to accept them—no off-chain signatures or processes are required, making the system fully decentralized
Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.
SMARDEX P2P Lending codebase lineage and protocol family
SMARDEX P2P Lending is published as a versioned release inside the Smardex Ecosystem protocol family. Releases inside the same family typically share governance, brand, and large parts of the audit history, but each version can run materially different contract logic — a release labelled v2 or v3 is not just a UI refresh. Newer versions inside a family typically launch with their own audit cycle and parameter set, so do not assume the previous release's safety record carries over without checking the linked audit reports.
Fork lineage and parent-protocol relationships are tracked by DeFiLlama for security and audit-history attribution; a fork inherits the upstream design but not necessarily the upstream audits or governance.
Parent Protocol
SMARDEX P2P Lending is a versioned release inside a larger protocol family. View the parent for combined TVL and all sibling versions.
Smardex EcosystemSMARDEX P2P Lending Timeline
Major events flagged by the DeFiLlama community — protocol launches, exploits, governance changes, and incentive programs.
- May 23, 2025Listed on DeFiLlama
Protocol Profile
SMARDEX P2P Lending is a Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed across 5 chains, including Ethereum, Polygon, Arbitrum, Binance and 1 other chain.
TVL Distribution by Chain
TVL spans 2 chains across the deployment. See the breakdown below for per-chain values.
Supported Chains
Protocol Footprint
SMARDEX P2P Lending runs a multi-chain deployment, with smart contracts live on 5 networks. Its TVL is heavily concentrated on Ethereum, which holds 100% of all assets — other deployments are comparatively small.
Official Resources & Links
Verified external resources for SMARDEX P2P Lending — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.
Other Lending protocols on Mantapex
SMARDEX P2P Lending is one of 7 Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Aave V3, Morpho V1, JustLend, and 3 more. These peer protocols collectively secure $43.4B in deposits, giving you a frame of reference for whether SMARDEX P2P Lending's own TVL is at the top, middle, or tail of the category.
Recent SMARDEX P2P Lending news
Latest reporting from major crypto news outlets covering SMARDEX P2P Lending.
- Crypto Daily
SMARDEX Announces Everything Protocol to Turbocharge DeFi Offering
Decentralized AMM protocol SMARDEX has unveiled Everything, a unified protocol that combines features of a DEX, lending market, and perpetual style trading system.
- Altcoin Buzz
SMARDEX Evolves Into Everything, a Unified DeFi Protocol
Everything is scheduled for February 2026. Everything simplifies DeFi interactions and improves capital efficiency, liquidity utilization, and systemic stability.
- Bitcoin
SDEX Soars 160% After Smardex Unveils Unified DeFi Protocol
SDEX jumped more than 160% after Smardex announced its shift to the unified protocol, which merges a DEX, lending market and perpetual-style trading into a single smart contract…
Related protocols
Other DeFi protocols connected to SMARDEX P2P Lending by category, deployment chain, or shared codebase lineage — useful for comparing TVL, fee models, or audit posture across direct peers.
Other Lending protocols
Risk Warning
DeFi protocols carry inherent risks including smart contract vulnerabilities, liquidity risks, and potential loss of funds. Always do your own research before investing.
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