Spark Savings
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Protocol TVL
About Spark Savings
Allows users to deposit stablecoins into USDS Savings to tap into the Sky Savings Rate, which grants users a predictable APY in USDS.
Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.
Spark Savings codebase lineage and protocol family
Spark Savings is published as a versioned release inside the Spark protocol family. Releases inside the same family typically share governance, brand, and large parts of the audit history, but each version can run materially different contract logic — a release labelled v2 or v3 is not just a UI refresh. Newer versions inside a family typically launch with their own audit cycle and parameter set, so do not assume the previous release's safety record carries over without checking the linked audit reports.
Fork lineage and parent-protocol relationships are tracked by DeFiLlama for security and audit-history attribution; a fork inherits the upstream design but not necessarily the upstream audits or governance.
Parent Protocol
Spark Savings is a versioned release inside a larger protocol family. View the parent for combined TVL and all sibling versions.
SparkSpark Savings Timeline
Major events flagged by the DeFiLlama community — protocol launches, exploits, governance changes, and incentive programs.
- Sep 11, 2025Listed on DeFiLlama
Protocol Profile
Spark Savings operates in the Yield category of DeFi. It is deployed across 6 chains, including Ethereum, Arbitrum, Avalanche, Optimism and 2 other chains. No public audit reports are listed on DeFiLlama for this protocol.
TVL Distribution by Chain
TVL spans 6 chains across the deployment. See the breakdown below for per-chain values.
Supported Chains
Protocol Footprint
Spark Savings runs a multi-chain deployment, with smart contracts live on 6 networks. Roughly 98% of its on-chain value sits on just three networks (Ethereum, Arbitrum, Avalanche), so a fault on any one of them would affect a large slice of users. No public audit reports are linked from DeFiLlama for this protocol despite a non-trivial TVL — treat any deposit as carrying material smart-contract risk.
Official Resources & Links
Verified external resources for Spark Savings — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.
Other Yield protocols on Mantapex
Spark Savings is one of 7 Yield protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Pendle, Convex Finance, Multipli.fi, and 3 more. These peer protocols collectively secure $3.9B in deposits, giving you a frame of reference for whether Spark Savings's own TVL is at the top, middle, or tail of the category.
Treasury
Available Yields
| Project | Pool | APY | TVL |
|---|---|---|---|
| spark-savings | USDC | 3.75% | $465.9M |
| spark-savings | USDC | 3.75% | $118.7M |
| spark-savings | PYUSD | 3.75% | $165.9K |
| spark-savings | USDT | 3.44% | $407.2M |
| spark-savings | ETH | 1.40% | $31.6M |
Recent Spark Savings news
Latest reporting from major crypto news outlets covering Spark Savings.
- Crypto Economy
Spark Savings Adds USDT on Arbitrum, Completing Support for the Three Largest Stablecoins
Spark, the decentralized savings protocol within the MakerDAO ecosystem, announced the integration of USDT0 into its Spark Savings platform on Arbitrum, completing its savings…
- Crypto Briefing
Spark powers Robinhood's USDG stablecoin savings product launch
Robinhood's integration of DeFi with regulated finance could drive mainstream adoption, but users must navigate inherent risks in yield products. Spark powers Robinhood's USDG…
- Crypto Briefing
Spark closes May with $6.4B in Savings TVL and $3.6B in SparkLend TVL
Spark's growth amid DeFi challenges highlights its resilience and potential for sustainable revenue, though reliance on incentives remains a concern. Spark closes May with $6.4B…
- The Block
PayPal launches PYUSD Savings Vault on Spark amid push to grow stablecoin deposits to $1 billion
The PYUSD Savings Vault generates returns in part by deploying deposits in lending strategies on SparkLend.
- Crypto Economy
PayPal launches a PYUSD Savings Vault on Spark as deposits target $1 billion
TL;DR PayPal launches PYUSD Savings Vault on Spark for 4.25% APY. Targets $1B in deposits via onchain yield from DeFi strategies. Yield sourced from Spark's protocol revenue and…
- Coindesk
DAI Stablecoin Surpasses $5B Market Cap on Higher Yield, Lifting Spark Protocol
The recently-introduced Enhanced Dai Savings Rate reversed some of the token's decline in market value.
- The Block
Sky's lending subDAO Spark targets up to $1.1 billion in direct exposure to Ethena's USDe and sUSDe tokens
The team estimates it could earn approximately 27% APY, helping drive revenue to Sky and maximizing returns for Savings USDS depositors.
- Coincu
Bitcoin ETF Approval Sparks Explosive U.S. Market Inclusion Surge!
The approval of a Bitcoin spot ETF could pave the way for its inclusion in personal retirement savings plans.
Related protocols
Other DeFi protocols connected to Spark Savings by category, deployment chain, or shared codebase lineage — useful for comparing TVL, fee models, or audit posture across direct peers.
Other Yield protocols
Risk Warning
DeFi protocols carry inherent risks including smart contract vulnerabilities, liquidity risks, and potential loss of funds. Always do your own research before investing.
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