3Jane Lending

Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.

DeFiLlama publishes the exact rules used to aggregate on-chain balances into the headline TVL figure shown on this page. The methodology below is the team's own source-of-truth description.

We count the tokens on 0xde6e08ac208088cc62812ba30608d852c6b0ecbc

If a contract or vault isn't in this list, its balance does not contribute to the TVL displayed on Mantapex or DeFiLlama.

3Jane Lending is published as a versioned release inside the 3jane protocol family. Releases inside the same family typically share governance, brand, and large parts of the audit history, but each version can run materially different contract logic — a release labelled v2 or v3 is not just a UI refresh. Newer versions inside a family typically launch with their own audit cycle and parameter set, so do not assume the previous release's safety record carries over without checking the linked audit reports.

Fork lineage and parent-protocol relationships are tracked by DeFiLlama for security and audit-history attribution; a fork inherits the upstream design but not necessarily the upstream audits or governance.

3Jane Lending is a versioned release inside a larger protocol family. View the parent for combined TVL and all sibling versions.

Major events flagged by the DeFiLlama community — protocol launches, exploits, governance changes, and incentive programs.

1. Sep 3, 2025
   Listed on DeFiLlama

3Jane Lending is a Uncollateralized Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed on Ethereum. The codebase has been independently audited (1 report on file).

3Jane Lending is a single-chain protocol, deployed exclusively on Ethereum — this concentrates execution risk but simplifies the trust model. Roughly 100% of its on-chain value sits on just three networks (Ethereum, Ethereum-borrowed, borrowed), so a fault on any one of them would affect a large slice of users. Only one audit report is currently listed; users should weigh that against the protocol's TVL before depositing significant amounts.

Verified external resources for 3Jane Lending — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.

3Jane Lending is one of 7 Uncollateralized Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Wildcat Protocol, Clearpool Lending, Union Protocol, and 3 more. These peer protocols collectively secure $10.2M in deposits, giving you a frame of reference for whether 3Jane Lending's own TVL is at the top, middle, or tail of the category.

Wildcat Protocol

TVL $9.2M · 24h -5.32%

Clearpool Lending

TVL $629.7K · 24h -0.08%

Union Protocol

TVL $267.7K · 24h +0.02%

Accountable

TVL $73.2K

Ribbon Lend

TVL $52.7K · 24h +0.00%

dAMM Finance

TVL $21.8K · 24h -0.61%