Ripple USD
稳定币概况
Ripple USD（RLUSD）是一种锚定 USD 的法币支持型稳定币，流通供应量为 US$15.3亿，覆盖 2 条区块链网络。每一枚 RLUSD 由发行方持有的储备支持，平价 通过 defillama。当前 US$15.3亿 的市值反映了实际流通的发行总量。
关于 Ripple USD (RLUSD)
Ripple USD (RLUSD) is designed to maintain a constant value of one US dollar
Natively issued on XRP Ledger and Ethereum blockchains, Ripple USD is fully backed by a segregated reserve of cash and cash equivalents and redeemable 1:1 for US dollars
发行方与证明
Ripple USD (RLUSD) is issued by Ripple Labs / Standard Custody & Trust, operating under New York State (NYDFS-regulated trust). Originally launched in 2024.
储备构成
Backed 1:1 by US dollar deposits, short-term US government bonds, and cash equivalents held by Standard Custody (a Ripple-owned NYDFS-regulated trust).
发行方信息汇编自公开披露、NYDFS / BMA 监管申报文件以及第一手证明报告。做决策前请始终直接向发行方核实。
近期供应活动
Ripple USD (RLUSD) supply contracted by US$2395.4万 (-1.55%) in the last 24 hours, contracted by US$4996万 (-3.17%) over the past week, and expanded by US$367.5万 (+0.24%) over the past 30 days.
Steady issuance: supply has held roughly flat (0.24% over 30 days), consistent with mature stablecoin liquidity dynamics.
供应量历史
Network distribution
Ripple USD circulates across 2 blockchain networks. Ethereum hosts the largest share at 79.98%, followed by XRPL at 20.02%. Cross-chain distribution has remained broadly stable over the past 30 days.
| 链 | 供应量 | 份额 | 24h Δ | 30d Δ |
|---|---|---|---|---|
| Ethereum | US$12.2亿 | 79.98% | -1.13% | +3.94% |
| XRPL | US$3.1亿 | 20.02% | -3.17% | -12.23% |
锚定稳定性历史
Ripple USD (RLUSD) is designed to trade at exactly 1.00 USD, with its peg defended through direct redeemability against off-chain reserves. Spot price currently sits at $1.0000, a -0.003% deviation from the target — well inside the stability band typical for reserve-backed dollar tokens.
reserve-backed 稳定币如何维护其锚定
Fiat-backed stablecoins maintain their peg through arbitrage: any time the secondary-market price drifts above $1.00, authorised participants mint new tokens by depositing dollars and sell them into the market; any time it drifts below, they buy on the open market and redeem 1:1 for dollars. The peg therefore depends entirely on (a) the reserves actually existing, (b) the issuer honouring redemption requests promptly, and (c) the issuer remaining solvent and unfrozen.
对持有者的实际影响
- Counterparty risk is concentrated in the issuer and its banking partners — a banking failure (as in the March 2023 USDC / SVB episode) can cause short-term depegs even when the underlying reserves are sound.
- Reserve attestations are not full audits. Always read the firm name, scope, and date of the latest attestation report before treating the peg as risk-free.
- Redemption rights typically apply only to verified institutional partners, not to retail holders. Retail exposure is exited via secondary markets, where liquidity matters most during stress periods.
- Regulatory action against the issuer (NYDFS orders, OFAC freezes, court-ordered blacklists) can immediately impair specific addresses or even the entire token.
- Mantapex tracks peg deviation in real time from DeFiLlama price feeds, but for high-value holdings cross-check directly on at least one independent venue (CoinGecko, the issuer's own dashboard, or an on-chain DEX).
Peg-stability commentary is based on the mechanism class (reserve-backed) and is provided for educational purposes only — it is not financial advice. Past peg stability is not a guarantee of future performance, and even the highest-quality stablecoins have historically traded outside their target band during banking, regulatory, or liquidity stress.
合约地址
Ripple USD (RLUSD) is deployed as a token contract on 1 blockchain network below. Always verify the contract address you're interacting with on the relevant block explorer before sending funds — phishing tokens reusing well-known stablecoin tickers are common, especially on newer chains.
| 链 | 合约地址 | 验证 |
|---|---|---|
| Ethereum | 0x8292bb45bf1ee4d140127049757c2e0ff06317ed | 区块浏览器 |
合约地址来自 DeFiLlama 的稳定币资料。某些链（Tron、Solana、Aptos、Sui）使用非 EVM 地址格式。"区块浏览器"链接将打开相应链的官方区块浏览器；我们不会链接到可能显示已篡改数据的第三方浏览器。
将 Ripple USD 与其他 fiat-backed 稳定币比较
Below are the largest fiat-backed stablecoins tracked on Mantapex alongside Ripple USD (RLUSD). Comparing supply and chain footprint within the same mechanism class is more meaningful than cross-class comparison, because the underlying peg-defence assumptions are different.
| 稳定币 | 供应量 | 机制 | 链 |
|---|---|---|---|
| Tether (USDT) | US$1840.8亿 | fiat-backed | 107 |
| USD Coin (USDC) | US$795.5亿 | fiat-backed | 125 |
| World Liberty Financial USD (USD1) | US$45.2亿 | fiat-backed | 8 |
| PayPal USD (PYUSD) | US$40.9亿 | fiat-backed | 7 |
| BlackRock USD (BUIDL) | US$25.4亿 | fiat-backed | 8 |
锚定稳定性
链上分布
资源与数据来源
Ripple USD (RLUSD) is tracked across major crypto data providers. The links below open Ripple USD (RLUSD)'s pages on CoinGecko, CoinMarketCap and DeFiLlama, so you can cross-check supply, market cap, exchange listings and historical price data directly at the source.
Price feed sourced from defillama. Supply, peg and chain-distribution data are aggregated from DeFiLlama's stablecoins dataset, which combines on-chain balances across supported networks. Numbers on this page typically refresh every 10 minutes.
Ripple USD 最新动态
Latest reporting from major crypto news outlets covering Ripple USD.
- Coincu
XRP Holders Can Borrow RLUSD on Ethereum Without Selling Crypto
XRP holders can now borrow Ripple's RLUSD stablecoin on Ethereum without selling their XRP, using their crypto as collateral to unlock liquidity while keeping their underlying…
- Crypto Briefing
Flare's FXRP approved as collateral for $280M RLUSD lending vault on Ethereum
FXRP's approval as collateral on Ethereum enhances XRP's DeFi utility, boosting capital efficiency but introducing cross-chain risk complexities. Flare's FXRP approved as…
- Decrypt
XRP Holders Can Now Borrow Ripple's RLUSD on Ethereum Without Selling Their Crypto
Flare's FXRP has been approved as collateral in a $280 million RLUSD lending vault, allowing XRP holders to tap Ethereum's lending markets.
- Finbold
FXRP becomes first XRP collateral approved in Sentora's $280M RLUSD vault on Ethereum
Flare has announced that FXRP has been added as an approved collateral asset in Sentora's RLUSD Main vault on Morpho, according to information shared with Finbold on August 3,…
- Coinpaper
Ripple Executive Reveals Why July Was Momentous for RLUSD with a BeeHive of Activities Being the Order of the Day
RLUSD gains momentum with Ripple Mint, new exchange listings, AI payments, enterprise integrations, and growing institutional adoption worldwide.
- Coinpaper
Ripple Executive Reveals Why July Was Momentous for RLUSD with a BeeHive of Activity Being the Order of the Day
RLUSD gains momentum with Ripple Mint, new exchange listings, AI payments, enterprise integrations, and growing institutional adoption worldwide.
- UToday
RLUSD's Next Big Move? Google and Mastercard Integration Fuel AI Payments
Chandler Fang, cofounder of t54ai, a company building an agentic economy on the XRP Ledger, makes a prediction for Ripple USD (RLUSD) stablecoin as agentic payments gain traction.
- Bitcoin
Ripple Expands RLUSD Across South Korea's Top 4 Exchanges
Ripple USD now trades across South Korea's four largest cryptocurrency exchanges, expanding direct won access to one of the world's busiest digital asset markets. Trading activity…
相关稳定币
Stablecoins comparable to Ripple USD by collateral mechanism, peg currency, or circulating supply — handy for spotting alternatives if a peg breaks or a regulator forces a delist.
其他 fiat-backed 稳定币
锚定 USD 的稳定币
风险提示
稳定币存在脱锚、监管变化和交易对手风险等风险。请务必分散投资并做好自主研究。