Ripple USD
稳定币概况
Ripple USD（RLUSD）是一种锚定 USD 的法币支持型稳定币，流通供应量为 US$15.3亿，覆盖 2 条区块链网络。每一枚 RLUSD 由发行方持有的储备支持，平价 通过 defillama。当前 US$15.3亿 的市值反映了实际流通的发行总量。
关于 Ripple USD (RLUSD)
Ripple USD (RLUSD) is designed to maintain a constant value of one US dollar
Natively issued on XRP Ledger and Ethereum blockchains, Ripple USD is fully backed by a segregated reserve of cash and cash equivalents and redeemable 1:1 for US dollars
发行方与证明
Ripple USD (RLUSD) is issued by Ripple Labs / Standard Custody & Trust, operating under New York State (NYDFS-regulated trust). Originally launched in 2024.
储备构成
Backed 1:1 by US dollar deposits, short-term US government bonds, and cash equivalents held by Standard Custody (a Ripple-owned NYDFS-regulated trust).
发行方信息汇编自公开披露、NYDFS / BMA 监管申报文件以及第一手证明报告。做决策前请始终直接向发行方核实。
近期供应活动
Ripple USD (RLUSD) supply contracted by US$2395.4万 (-1.55%) in the last 24 hours, contracted by US$4996万 (-3.17%) over the past week, and expanded by US$367.5万 (+0.24%) over the past 30 days.
Steady issuance: supply has held roughly flat (0.24% over 30 days), consistent with mature stablecoin liquidity dynamics.
供应量历史
Network distribution
Ripple USD circulates across 2 blockchain networks. Ethereum hosts the largest share at 79.98%, followed by XRPL at 20.02%. Cross-chain distribution has remained broadly stable over the past 30 days.
| 链 | 供应量 | 份额 | 24h Δ | 30d Δ |
|---|---|---|---|---|
| Ethereum | US$12.2亿 | 79.98% | -1.13% | +3.94% |
| XRPL | US$3.1亿 | 20.02% | -3.17% | -12.23% |
锚定稳定性历史
Ripple USD (RLUSD) is designed to trade at exactly 1.00 USD, with its peg defended through direct redeemability against off-chain reserves. Spot price currently sits at $1.0000, a -0.003% deviation from the target — well inside the stability band typical for reserve-backed dollar tokens.
reserve-backed 稳定币如何维护其锚定
Fiat-backed stablecoins maintain their peg through arbitrage: any time the secondary-market price drifts above $1.00, authorised participants mint new tokens by depositing dollars and sell them into the market; any time it drifts below, they buy on the open market and redeem 1:1 for dollars. The peg therefore depends entirely on (a) the reserves actually existing, (b) the issuer honouring redemption requests promptly, and (c) the issuer remaining solvent and unfrozen.
对持有者的实际影响
- Counterparty risk is concentrated in the issuer and its banking partners — a banking failure (as in the March 2023 USDC / SVB episode) can cause short-term depegs even when the underlying reserves are sound.
- Reserve attestations are not full audits. Always read the firm name, scope, and date of the latest attestation report before treating the peg as risk-free.
- Redemption rights typically apply only to verified institutional partners, not to retail holders. Retail exposure is exited via secondary markets, where liquidity matters most during stress periods.
- Regulatory action against the issuer (NYDFS orders, OFAC freezes, court-ordered blacklists) can immediately impair specific addresses or even the entire token.
- Mantapex tracks peg deviation in real time from DeFiLlama price feeds, but for high-value holdings cross-check directly on at least one independent venue (CoinGecko, the issuer's own dashboard, or an on-chain DEX).
Peg-stability commentary is based on the mechanism class (reserve-backed) and is provided for educational purposes only — it is not financial advice. Past peg stability is not a guarantee of future performance, and even the highest-quality stablecoins have historically traded outside their target band during banking, regulatory, or liquidity stress.
合约地址
Ripple USD (RLUSD) is deployed as a token contract on 1 blockchain network below. Always verify the contract address you're interacting with on the relevant block explorer before sending funds — phishing tokens reusing well-known stablecoin tickers are common, especially on newer chains.
| 链 | 合约地址 | 验证 |
|---|---|---|
| Ethereum | 0x8292bb45bf1ee4d140127049757c2e0ff06317ed | 区块浏览器 |
合约地址来自 DeFiLlama 的稳定币资料。某些链（Tron、Solana、Aptos、Sui）使用非 EVM 地址格式。"区块浏览器"链接将打开相应链的官方区块浏览器；我们不会链接到可能显示已篡改数据的第三方浏览器。
将 Ripple USD 与其他 fiat-backed 稳定币比较
Below are the largest fiat-backed stablecoins tracked on Mantapex alongside Ripple USD (RLUSD). Comparing supply and chain footprint within the same mechanism class is more meaningful than cross-class comparison, because the underlying peg-defence assumptions are different.
| 稳定币 | 供应量 | 机制 | 链 |
|---|---|---|---|
| Tether (USDT) | US$1840.8亿 | fiat-backed | 107 |
| USD Coin (USDC) | US$795.5亿 | fiat-backed | 125 |
| World Liberty Financial USD (USD1) | US$45.2亿 | fiat-backed | 8 |
| PayPal USD (PYUSD) | US$40.9亿 | fiat-backed | 7 |
| BlackRock USD (BUIDL) | US$25.4亿 | fiat-backed | 8 |
锚定稳定性
链上分布
资源与数据来源
Ripple USD (RLUSD) is tracked across major crypto data providers. The links below open Ripple USD (RLUSD)'s pages on CoinGecko, CoinMarketCap and DeFiLlama, so you can cross-check supply, market cap, exchange listings and historical price data directly at the source.
Price feed sourced from defillama. Supply, peg and chain-distribution data are aggregated from DeFiLlama's stablecoins dataset, which combines on-chain balances across supported networks. Numbers on this page typically refresh every 10 minutes.
Ripple USD 最新动态
Latest reporting from major crypto news outlets covering Ripple USD.
- Crypto Economy
Ripple's RLUSD Breaks Into the Top 9 Stablecoins, Marking a Major Milestone
Historic figure: The market capitalization of Ripple's stablecoin exceeded the $1.64 billion threshold for the first time, following a volume increase of over 72% in the last 24…
- UToday
Ripple's RLUSD on Top 9 Stablecoin List: New Milestone Reached
Ripple's native stablecoin, RLUSD, has officially become the tenth largest stablecoin in the world as sentiment across the broader crypto market turns bullish.
- Crypto Daily
RLUSD vs USDC in AI Payments: Can Ripple Break the Stablecoin Network Effect?
Mastercard AP4M names RippleX and highlights RLUSD's predictable costs for AI agents, while adding USDC to settlement rails. Can Ripple dent USDC's lead?
- Crypto Daily
XRP and RLUSD in AI-Agent Payments: Can Ripple Challenge USDC's x402 Network Effect?
120M+ x402 transactions span 14 chains, with USDC leading volume. Ripple rolls out XRPL AI Starter Kit and RLUSD attestations as it targets agent payments.
- Bitcoinist
Ripple Launches XRPL AI Starter Kit For XRP And RLUSD Agent Payments
Ripple launched the XRPL AI Starter Kit for autonomous agent payments.
- UToday
$55.9 Million Ripple USD Burned in Seven Days Amid Quiet June Activity
According to the Ripple stablecoin tracker website, $55.9 million in RLUSD was burned in the last seven days amid quiet minting and burn activity in June.
- Crypto Daily
XRP ETF Flows vs RLUSD Utility: Two Different Catalysts for One Token
XRP-linked funds drew $67.6M and $42M weekly inflows in May 2026 as Ripple's RLUSD neared ~$1.7B market cap and expanded to Türkiye. Here's how each catalyst matters.
- Crypto Daily
XRP and RLUSD Enter AI-Agent Payments: Can XRPL Break USDC's x402 Lead?
Mastercard AP4M launch adds RippleX while XRPL gains x402 via Ripple's AI Starter Kit. Polygon hosts 95% of x402 traffic.
相关稳定币
Stablecoins comparable to Ripple USD by collateral mechanism, peg currency, or circulating supply — handy for spotting alternatives if a peg breaks or a regulator forces a delist.
其他 fiat-backed 稳定币
锚定 USD 的稳定币
风险提示
稳定币存在脱锚、监管变化和交易对手风险等风险。请务必分散投资并做好自主研究。