Wise Lending V2

Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.

Wise Lending V2 is published as a versioned release inside the Wise Lending protocol family. Releases inside the same family typically share governance, brand, and large parts of the audit history, but each version can run materially different contract logic — a release labelled v2 or v3 is not just a UI refresh. Newer versions inside a family typically launch with their own audit cycle and parameter set, so do not assume the previous release's safety record carries over without checking the linked audit reports.

Fork lineage and parent-protocol relationships are tracked by DeFiLlama for security and audit-history attribution; a fork inherits the upstream design but not necessarily the upstream audits or governance.

Wise Lending V2 是更大协议家族中的一个版本。打开父协议可查看合并的 TVL 及所有同系列版本。

由 DeFiLlama 社区标记的重要事件——协议上线、安全攻击、治理变更和激励计划。

1. Sep 6, 2023
   上线 DeFiLlama
2. Feb 28, 2024
   Protocol Exploit

Wise Lending V2 is a Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed across 2 chains, including Ethereum, Arbitrum. The codebase has been independently audited (3 reports on file). DeFiLlama tracks 1 historical event for this protocol since 2024.

Wise Lending V2 operates on 2 networks (Ethereum, Arbitrum), keeping its surface area narrower than chain-agnostic peers. Its TVL is heavily concentrated on Ethereum, which holds 89% of all assets — other deployments are comparatively small. Price feeds come from a single oracle provider (RedStone); an outage or manipulation of that feed would propagate into every market the protocol prices. 3 public audit reports are linked from DeFiLlama, which is on the higher end of transparency for the DeFi sector — most protocols of comparable TVL publish far fewer.

Verified external resources for Wise Lending V2 — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.

Wise Lending V2 is one of 7 Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Aave V3, Morpho V1, JustLend, and 3 more. These peer protocols collectively secure US$433.5亿 in deposits, giving you a frame of reference for whether Wise Lending V2's own TVL is at the top, middle, or tail of the category.

Aave V3

TVL US$261.7亿 · 24h +0.16%

Morpho V1

TVL US$70.4亿 · 24h +0.57%

JustLend

TVL US$34.1亿 · 24h +1.86%

Maple

TVL US$24.2亿 · 24h -1.17%

SparkLend

TVL US$22.4亿 · 24h +3.62%

Kamino Lend

TVL US$20.8亿 · 24h -0.02%