Umee

UMEELending

Umee

UMEELending

已审计

DeFiLlama Lending·US$30.7万 TVL·+0.15% 1h·+0.17% 24h·+5.00% 7d·US$25.5万 MCap

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协议 TVL

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About Umee

The most programmable, safety-first, autonomous lending algorithm built as a blockchain. Umee is reshaping the global debt markets in Web3.

Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.

How Umee's TVL is measured

DeFiLlama publishes the exact rules used to aggregate on-chain balances into the headline TVL figure shown on this page. The methodology below is the team's own source-of-truth description.

Total supplied assets - total borrowed assets

If a contract or vault isn't in this list, its balance does not contribute to the TVL displayed on Mantapex or DeFiLlama.

Umee tokenomics and on-chain capital

Umee's governance or utility token carries a market capitalisation of US$25.5万 based on circulating supply at the latest DeFiLlama snapshot. Token market cap (US$25.5万) and TVL (US$30.7万) trade close together, giving a mcap/TVL multiple of 0.83× — broadly the range market participants treat as "fair" for an established DeFi protocol.

Token market cap

US$25.5万

Circulating supply × price

Mcap / TVL ratio

0.83×

Valuation vs deposits

Market cap and supply figures are sourced from DeFiLlama's price feed (which reconciles CoinGecko, CoinMarketCap, and on-chain DEX prices). Treasury and staking values reflect on-chain balances controlled by the protocol at last sync.

安全与审计

已由外部机构审计

2 项审计

审计报告

umeeversity.umee.cc/overview/umee-overview/security-audits.html

价格预言机

Ojo Oracle

预言机为链上合约提供外部价格数据。预言机被攻破是常见攻击途径——使用多个不同的提供商可以降低单点故障风险。

Umee 时间线

由 DeFiLlama 社区标记的重要事件——协议上线、安全攻击、治理变更和激励计划。

Feb 6, 2023
上线 DeFiLlama

Protocol Profile

Umee is a Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed across 2 chains, including Umee, Ethereum. The codebase has been independently audited (1 report on file).

按链划分的 TVL 分布

TVL spans 5 chains across the deployment. See the breakdown below for per-chain values.

borrowed

US$143.6万(45.2%)

Umee-borrowed

US$142.5万(44.8%)

Umee

US$28.8万(9.0%)

Ethereum

US$1.9万(0.6%)

Ethereum-borrowed

US$1.1万(0.3%)

支持的链

Umee Ethereum

Protocol Footprint

Umee operates on 2 networks (Umee, Ethereum), keeping its surface area narrower than chain-agnostic peers. Roughly 99% of its on-chain value sits on just three networks (borrowed, Umee-borrowed, Umee), so a fault on any one of them would affect a large slice of users. Price feeds come from a single oracle provider (Ojo Oracle); an outage or manipulation of that feed would propagate into every market the protocol prices. Only one audit report is currently listed; users should weigh that against the protocol's TVL before depositing significant amounts. Token market cap (US$25.5万) and TVL (US$30.7万) trade at a ratio of 0.83, in the range generally considered normal for an established DeFi protocol.

Official Resources & Links

Verified external resources for Umee — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.

Twitter / X — @ux_xyz

twitter.com

Source Code on GitHub

github.com

Token on CoinGecko

coingecko.com

Other Lending protocols on Mantapex

Umee is one of 7 Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Aave V3, Morpho V1, JustLend, and 3 more. These peer protocols collectively secure US$433.5亿 in deposits, giving you a frame of reference for whether Umee's own TVL is at the top, middle, or tail of the category.