Goldfinch

Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.

DeFiLlama publishes the exact rules used to aggregate on-chain balances into the headline TVL figure shown on this page. The methodology below is the team's own source-of-truth description.

The base TVL metric counts only excess USDC liquidity in the Senior Pool, and USDC in all the Borrower Pools. The Borrowed TVL component additionally counts loans made by the Senior Pool and the Backers of all Borrower Pools.

If a contract or vault isn't in this list, its balance does not contribute to the TVL displayed on Mantapex or DeFiLlama.

Goldfinch's governance or utility token carries a market capitalisation of US$1264.7万 based on circulating supply at the latest DeFiLlama snapshot. The market is pricing the token (US$1264.7万) above the protocol's on-chain TVL (US$157.1万) — a mcap/TVL multiple of 8.05× implies investors are paying for expected future fee flows rather than current deposits alone.

Market cap and supply figures are sourced from DeFiLlama's price feed (which reconciles CoinGecko, CoinMarketCap, and on-chain DEX prices). Treasury and staking values reflect on-chain balances controlled by the protocol at last sync.

由 DeFiLlama 社区标记的重要事件——协议上线、安全攻击、治理变更和激励计划。

1. Oct 24, 2021
   上线 DeFiLlama

Goldfinch is a RWA Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed on Ethereum. No public audit reports are listed on DeFiLlama for this protocol.

Goldfinch is a single-chain protocol, deployed exclusively on Ethereum — this concentrates execution risk but simplifies the trust model. Roughly 100% of its on-chain value sits on just three networks (Ethereum-borrowed, borrowed, Ethereum), so a fault on any one of them would affect a large slice of users. Its token market cap (US$1264.7万) currently exceeds total value locked (US$157.1万) — a mcap/TVL ratio of 8.05 suggests the market is pricing in more growth than current deposits support.

Verified external resources for Goldfinch — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.

Goldfinch is one of 7 RWA Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include USD AI, Aave Horizon RWA, Pareto Credit, and 3 more. These peer protocols collectively secure US$8.3亿 in deposits, giving you a frame of reference for whether Goldfinch's own TVL is at the top, middle, or tail of the category.

USD AI

TVL US$3.3亿 · 24h -0.17%

Aave Horizon RWA

TVL US$2.7亿 · 24h +0.30%

Pareto Credit

TVL US$1.8亿 · 24h -0.01%

Figure Markets Democratized Prime

TVL US$2092.5万 · 24h -0.01%

cSigma Finance

TVL US$1265.8万 · 24h -0.00%

Kasu

TVL US$721.5万 · 24h +6.00%