Ripple USD
Perfil del Stablecoin
Ripple USD (RLUSD) es una stablecoin respaldada por fiat anclada a USD, con 1525,6 M US$ en suministro circulante a través de 2 redes blockchain. Cada RLUSD está respaldada por reservas del emisor, con paridad atestiguada vía defillama. La paridad se ha mantenido dentro de ±1% en la mayoría de las sesiones de negociación; la composición de las reservas y la cadencia de las atestaciones son los principales factores de su perfil de riesgo crediticio.
Acerca de Ripple USD (RLUSD)
Ripple USD (RLUSD) is designed to maintain a constant value of one US dollar
Natively issued on XRP Ledger and Ethereum blockchains, Ripple USD is fully backed by a segregated reserve of cash and cash equivalents and redeemable 1:1 for US dollars
Emisor y atestación
Ripple USD (RLUSD) is issued by Ripple Labs / Standard Custody & Trust, operating under New York State (NYDFS-regulated trust). Originally launched in 2024.
Composición de reservas
Backed 1:1 by US dollar deposits, short-term US government bonds, and cash equivalents held by Standard Custody (a Ripple-owned NYDFS-regulated trust).
La información del emisor se recopila a partir de divulgaciones públicas, presentaciones regulatorias de NYDFS / BMA e informes de atestación de fuentes primarias. Verifica siempre directamente con el emisor antes de tomar decisiones.
Actividad reciente de suministro
Ripple USD (RLUSD) supply contracted by 24 M US$ (-1.55%) in the last 24 hours, contracted by 50 M US$ (-3.17%) over the past week, and expanded by 3,7 M US$ (+0.24%) over the past 30 days.
Steady issuance: supply has held roughly flat (0.24% over 30 days), consistent with mature stablecoin liquidity dynamics.
Historial de Suministro
Network distribution
Ripple USD circulates across 2 blockchain networks. Ethereum hosts the largest share at 79.98%, followed by XRPL at 20.02%. Cross-chain distribution has remained broadly stable over the past 30 days.
| Cadena | Suministro | Cuota | 24h Δ | 30d Δ |
|---|---|---|---|---|
| Ethereum | 1220,1 M US$ | 79.98% | -1.13% | +3.94% |
| XRPL | 305,4 M US$ | 20.02% | -3.17% | -12.23% |
Historial de estabilidad del anclaje
Ripple USD (RLUSD) is designed to trade at exactly 1.00 USD, with its peg defended through direct redeemability against off-chain reserves. Spot price currently sits at $1.0000, a -0.003% deviation from the target — well inside the stability band typical for reserve-backed dollar tokens.
Cómo las stablecoins reserve-backed defienden su anclaje
Fiat-backed stablecoins maintain their peg through arbitrage: any time the secondary-market price drifts above $1.00, authorised participants mint new tokens by depositing dollars and sell them into the market; any time it drifts below, they buy on the open market and redeem 1:1 for dollars. The peg therefore depends entirely on (a) the reserves actually existing, (b) the issuer honouring redemption requests promptly, and (c) the issuer remaining solvent and unfrozen.
Implicaciones prácticas para los tenedores
- Counterparty risk is concentrated in the issuer and its banking partners — a banking failure (as in the March 2023 USDC / SVB episode) can cause short-term depegs even when the underlying reserves are sound.
- Reserve attestations are not full audits. Always read the firm name, scope, and date of the latest attestation report before treating the peg as risk-free.
- Redemption rights typically apply only to verified institutional partners, not to retail holders. Retail exposure is exited via secondary markets, where liquidity matters most during stress periods.
- Regulatory action against the issuer (NYDFS orders, OFAC freezes, court-ordered blacklists) can immediately impair specific addresses or even the entire token.
- Mantapex tracks peg deviation in real time from DeFiLlama price feeds, but for high-value holdings cross-check directly on at least one independent venue (CoinGecko, the issuer's own dashboard, or an on-chain DEX).
Peg-stability commentary is based on the mechanism class (reserve-backed) and is provided for educational purposes only — it is not financial advice. Past peg stability is not a guarantee of future performance, and even the highest-quality stablecoins have historically traded outside their target band during banking, regulatory, or liquidity stress.
Direcciones de contrato
Ripple USD (RLUSD) is deployed as a token contract on 1 blockchain network below. Always verify the contract address you're interacting with on the relevant block explorer before sending funds — phishing tokens reusing well-known stablecoin tickers are common, especially on newer chains.
| Cadena | Dirección del contrato | Verificar |
|---|---|---|
| Ethereum | 0x8292bb45bf1ee4d140127049757c2e0ff06317ed | Explorador |
Las direcciones de contrato provienen del perfil de stablecoins de DeFiLlama. Algunas cadenas (Tron, Solana, Aptos, Sui) usan formatos de dirección no EVM. El enlace "Explorador" abre el explorador de bloques oficial de la cadena correspondiente; no enlazamos a exploradores de terceros que puedan mostrar datos alterados.
Comparar Ripple USD con otras stablecoins fiat-backed
Below are the largest fiat-backed stablecoins tracked on Mantapex alongside Ripple USD (RLUSD). Comparing supply and chain footprint within the same mechanism class is more meaningful than cross-class comparison, because the underlying peg-defence assumptions are different.
| Stablecoin | Suministro | Mecanismo | Cadenas |
|---|---|---|---|
| Tether (USDT) | 184,1 mil M US$ | fiat-backed | 107 |
| USD Coin (USDC) | 79,6 mil M US$ | fiat-backed | 125 |
| World Liberty Financial USD (USD1) | 4518,8 M US$ | fiat-backed | 8 |
| PayPal USD (PYUSD) | 4088,7 M US$ | fiat-backed | 7 |
| BlackRock USD (BUIDL) | 2542,3 M US$ | fiat-backed | 8 |
Estabilidad del Anclaje
Distribución por Cadena
Recursos y fuentes de datos
Ripple USD (RLUSD) is tracked across major crypto data providers. The links below open Ripple USD (RLUSD)'s pages on CoinGecko, CoinMarketCap and DeFiLlama, so you can cross-check supply, market cap, exchange listings and historical price data directly at the source.
Price feed sourced from defillama. Supply, peg and chain-distribution data are aggregated from DeFiLlama's stablecoins dataset, which combines on-chain balances across supported networks. Numbers on this page typically refresh every 10 minutes.
Noticias recientes de Ripple USD
Latest reporting from major crypto news outlets covering Ripple USD.
- TheNewsCrypto
Binance Launches $800K XRP Rewards Campaign for RLUSD Holders
The Binance rewards campaign will see the exchange distributing $800,000 worth of XRP within four weeks to qualified holders of RLUSD. This rewards campaign is helping to spread…
- Coinpaper
XRP News: Binance and Bybit Are Paying Users to Hold RLUSD, Will They Stay?
Binance and Bybit are offering XRP rewards to RLUSD holders. Their competing promotions raise a question: will users stay when the rewards end?
- Tokenpost
Binance Offers $800,000 XRP to Ripple USD (RLUSD) Holders
The four-week campaign starts Sept. 24 at 8 p.m.
- CoinPedia
XRP News: Binance Drops $800K XRP Rewards for RLUSD Holders
Binance, the world's largest cryptocurrency exchange, has launched a new XRP reward campaign for RLUSD holders, putting $800,000 worth of XRP up for grabs. The new campaign starts…
- Coingape
XRP News: Binance Expands Support for XRP Rewards and Ripple's RLUSD Stablecoin
In major XRP news today, Binance crypto exchange extended its support for the coin and Ripple's RLUSD stablecoin on Thursday. The world's largest crypto exchange will airdrop XRP…
- Coingape
SoFi, Mastercard Launch Stablecoin Settlement Using SoFiUSD Following Ripple's RLUSD
SoFi Technologies and Mastercard on Tuesday said stablecoin settlement is now live across SoFi Bank's debit and credit card program. This brings stablecoin settlement through…
- Zycrypto
Ripple Intensifies RLUSD Treasury Activity As 15 Million Tokens Vanish from Supply
Ripple has burned another 15 million RLUSD as large treasury transactions continue to move the stablecoin's supply in both directions.
- Crypto Briefing
Ripple integrates XRP, RLUSD for AI payments with Stripe, Tempo collaboration
Ripple's integration could enhance XRP's utility, potentially influencing future market dynamics and adoption trends in digital payments. Ripple integrates XRP, RLUSD for AI…
Stablecoins relacionadas
Stablecoins comparable to Ripple USD by collateral mechanism, peg currency, or circulating supply — handy for spotting alternatives if a peg breaks or a regulator forces a delist.
Otras stablecoins fiat-backed
Stablecoins vinculadas a USD
Mayores stablecoins por suministro
Aviso de Riesgo
Las stablecoins conllevan riesgos que incluyen la pérdida del anclaje, cambios regulatorios y riesgo de contraparte. Siempre diversifique y haga su propia investigación.