Pencil Finance
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TVL del protocolo
About Pencil Finance
Pencil Finance is a DeFi lending protocol that tokenizes real-world student loans, offering risk-adjusted yields via a dual-tranche system backed by off-chain repayments.
Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.
How Pencil Finance's TVL is measured
DeFiLlama publishes the exact rules used to aggregate on-chain balances into the headline TVL figure shown on this page. The methodology below is the team's own source-of-truth description.
TVL is calculated based on totalAssets() (WEDU tokens) held by the Pencil Finance Staking Vault on EduChain (OCC chain).
If a contract or vault isn't in this list, its balance does not contribute to the TVL displayed on Mantapex or DeFiLlama.
Cronología de Pencil Finance
Eventos importantes señalados por la comunidad de DeFiLlama — lanzamientos del protocolo, exploits, cambios de gobernanza y programas de incentivos.
- Apr 29, 2025Listado en DeFiLlama
Protocol Profile
Pencil Finance is a RWA Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed on EDU Chain.
Distribución de TVL por Cadena
Cadenas compatibles
Official Resources & Links
Verified external resources for Pencil Finance — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.
Other RWA Lending protocols on Mantapex
Pencil Finance is one of 7 RWA Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include USD AI, Aave Horizon RWA, Pareto Credit, and 3 more. These peer protocols collectively secure 827,4 M US$ in deposits, giving you a frame of reference for whether Pencil Finance's own TVL is at the top, middle, or tail of the category.
Noticias recientes de Pencil Finance
Latest reporting from major crypto news outlets covering Pencil Finance.
- The Currency Analytics
Helius CEO Vows to Shave His Head if Solana Fails to Flip XRP
In a moment that perfectly captures the competitive spirit of the crypto world, Mert Mumtaz, CEO of the Solana-based development platform Helius, has made a bold — and humorous —…
- Crypto news
Crypto VC funding: Celestia, Infinex, Pencils Protocol score backing
In this week's venture capital update, more than $253 million flowed into the crypto startup world, although the bulk of that funding went to the blockchain network Celestia…
Protocolos relacionados
Other DeFi protocols connected to Pencil Finance by category, deployment chain, or shared codebase lineage — useful for comparing TVL, fee models, or audit posture across direct peers.
Otros protocolos de RWA Lending
Principales protocolos en EDU Chain
Linaje de forks y versiones relacionadas
Advertencia de riesgo
Los protocolos DeFi conllevan riesgos inherentes, incluidas vulnerabilidades en contratos inteligentes, riesgos de liquidez y posible pérdida de fondos. Realice siempre su propia investigación antes de invertir.
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