Ripple USD
Profil du Stablecoin
Ripple USD (RLUSD) est un stablecoin adossé au fiat ancré à USD, avec 1,5 Md $US en offre en circulation sur 2 réseaux blockchain. Chaque RLUSD est adossé aux réserves détenues par l'émetteur, avec parité attestée via defillama. L'ancrage s'est maintenu dans une fourchette de ±1% sur la plupart des sessions de négociation, la composition des réserves et la cadence d'attestation étant les principaux facteurs de son profil de risque de crédit.
À propos de Ripple USD (RLUSD)
Ripple USD (RLUSD) is designed to maintain a constant value of one US dollar
Natively issued on XRP Ledger and Ethereum blockchains, Ripple USD is fully backed by a segregated reserve of cash and cash equivalents and redeemable 1:1 for US dollars
Émetteur et attestation
Ripple USD (RLUSD) is issued by Ripple Labs / Standard Custody & Trust, operating under New York State (NYDFS-regulated trust). Originally launched in 2024.
Composition des réserves
Backed 1:1 by US dollar deposits, short-term US government bonds, and cash equivalents held by Standard Custody (a Ripple-owned NYDFS-regulated trust).
Les informations sur l'émetteur sont compilées à partir de divulgations publiques, de dépôts réglementaires NYDFS / BMA et de rapports d'attestation de source primaire. Vérifiez toujours directement auprès de l'émetteur avant toute décision.
Activité récente de l'offre
Ripple USD (RLUSD) supply contracted by 24 M $US (-1.55%) in the last 24 hours, contracted by 50 M $US (-3.17%) over the past week, and expanded by 3,7 M $US (+0.24%) over the past 30 days.
Steady issuance: supply has held roughly flat (0.24% over 30 days), consistent with mature stablecoin liquidity dynamics.
Historique de l'Offre
Network distribution
Ripple USD circulates across 2 blockchain networks. Ethereum hosts the largest share at 79.98%, followed by XRPL at 20.02%. Cross-chain distribution has remained broadly stable over the past 30 days.
| Chaîne | Offre | Part | 24h Δ | 30d Δ |
|---|---|---|---|---|
| Ethereum | 1,2 Md $US | 79.98% | -1.13% | +3.94% |
| XRPL | 305,4 M $US | 20.02% | -3.17% | -12.23% |
Historique de stabilité de l'ancrage
Ripple USD (RLUSD) is designed to trade at exactly 1.00 USD, with its peg defended through direct redeemability against off-chain reserves. Spot price currently sits at $1.0000, a -0.003% deviation from the target — well inside the stability band typical for reserve-backed dollar tokens.
Comment les stablecoins reserve-backed défendent leur ancrage
Fiat-backed stablecoins maintain their peg through arbitrage: any time the secondary-market price drifts above $1.00, authorised participants mint new tokens by depositing dollars and sell them into the market; any time it drifts below, they buy on the open market and redeem 1:1 for dollars. The peg therefore depends entirely on (a) the reserves actually existing, (b) the issuer honouring redemption requests promptly, and (c) the issuer remaining solvent and unfrozen.
Implications pratiques pour les détenteurs
- Counterparty risk is concentrated in the issuer and its banking partners — a banking failure (as in the March 2023 USDC / SVB episode) can cause short-term depegs even when the underlying reserves are sound.
- Reserve attestations are not full audits. Always read the firm name, scope, and date of the latest attestation report before treating the peg as risk-free.
- Redemption rights typically apply only to verified institutional partners, not to retail holders. Retail exposure is exited via secondary markets, where liquidity matters most during stress periods.
- Regulatory action against the issuer (NYDFS orders, OFAC freezes, court-ordered blacklists) can immediately impair specific addresses or even the entire token.
- Mantapex tracks peg deviation in real time from DeFiLlama price feeds, but for high-value holdings cross-check directly on at least one independent venue (CoinGecko, the issuer's own dashboard, or an on-chain DEX).
Peg-stability commentary is based on the mechanism class (reserve-backed) and is provided for educational purposes only — it is not financial advice. Past peg stability is not a guarantee of future performance, and even the highest-quality stablecoins have historically traded outside their target band during banking, regulatory, or liquidity stress.
Adresses de contrat
Ripple USD (RLUSD) is deployed as a token contract on 1 blockchain network below. Always verify the contract address you're interacting with on the relevant block explorer before sending funds — phishing tokens reusing well-known stablecoin tickers are common, especially on newer chains.
| Chaîne | Adresse du contrat | Vérifier |
|---|---|---|
| Ethereum | 0x8292bb45bf1ee4d140127049757c2e0ff06317ed | Explorateur |
Les adresses de contrat proviennent du profil stablecoin de DeFiLlama. Certaines chaînes (Tron, Solana, Aptos, Sui) utilisent des formats d'adresse non EVM. Le lien « Explorateur » ouvre l'explorateur de blocs officiel de la chaîne concernée ; nous ne renvoyons pas vers des explorateurs tiers susceptibles d'afficher des données modifiées.
Comparer Ripple USD à d'autres stablecoins fiat-backed
Below are the largest fiat-backed stablecoins tracked on Mantapex alongside Ripple USD (RLUSD). Comparing supply and chain footprint within the same mechanism class is more meaningful than cross-class comparison, because the underlying peg-defence assumptions are different.
| Stablecoin | Offre | Mécanisme | Chaînes |
|---|---|---|---|
| Tether (USDT) | 184,1 Md $US | fiat-backed | 107 |
| USD Coin (USDC) | 79,6 Md $US | fiat-backed | 125 |
| World Liberty Financial USD (USD1) | 4,5 Md $US | fiat-backed | 8 |
| PayPal USD (PYUSD) | 4,1 Md $US | fiat-backed | 7 |
| BlackRock USD (BUIDL) | 2,5 Md $US | fiat-backed | 8 |
Entre les classes de mécanismes
If you're researching RLUSD as part of a broader stablecoin allocation, it's worth comparing it across mechanism classes — each design has different counterparty, custody, and tail-risk profiles.
Stabilité du Peg
Distribution par Chaîne
Ressources et sources de données
Ripple USD (RLUSD) is tracked across major crypto data providers. The links below open Ripple USD (RLUSD)'s pages on CoinGecko, CoinMarketCap and DeFiLlama, so you can cross-check supply, market cap, exchange listings and historical price data directly at the source.
Price feed sourced from defillama. Supply, peg and chain-distribution data are aggregated from DeFiLlama's stablecoins dataset, which combines on-chain balances across supported networks. Numbers on this page typically refresh every 10 minutes.
Actualités récentes sur Ripple USD
Latest reporting from major crypto news outlets covering Ripple USD.
- Crypto news
Ripple mints $10M RLUSD as XRP whales add 380M
Ripple minted 10 million RLUSD on XRPL as Santiment data showed whales adding 380 million XRP, while the token remained near $1.
- UToday
Ripple Mints $10 Million RLUSD While XRP Whales Start Moving Funds
At the start of the new week, two major treasury transactions were recorded in the stablecoin market, clearly illustrating the division of digital capital into two parallel and…
- Blockonomi
Ripple Mints 811,026 RLUSD as XRPL Stablecoin Supply Grows
Ripple minted 811,026 RLUSD on XRPL on August 6, growing its stablecoin supply past 50% of the network's total.
- The Currency Analytics
XRP Holders Tap $280 Million Morpho Vault via FXRP to Borrow RLUSD
XRP holders can now borrow RLUSD stablecoins on Ethereum.
- Cryptosnewss
XRP Expands Into Ethereum DeFi as FXRP Unlocks RLUSD Borrowing
XRP has taken another step into decentralized finance after institutional DeFi platform Sentora enabled FXRP as collateral for borrowing RLUSD through its Ethereum-based lending…
- Bitcoin
XRP Gains Major DeFi Utility as FXRP Unlocks RLUSD Loans
XRP holders can now use FXRP to borrow RLUSD through Sentora's reported $280 million vault on Ethereum. The integration expands XRP's role in decentralized finance while allowing…
- AMBCrypto
Ripple eyes ‘major steps' across DeFi, RLUSD, and XRPL – Will this help XRP in Q3?
Ripple doubles down on XRPL DeFi as RLUSD and tokenization take center stage.
- Benzinga
XRP Holders Can Use Tokens as Collateral for RLUSD Loans on Ethereum
XRP (CRYPTO: XRP) holders can now borrow Ripple USD (CRYPTO: RLUSD) against their holdings on Ethereum (CRYPTO: ETH) without selling their tokens. New Institutional Backed Lending…
Stablecoins associées
Stablecoins comparable to Ripple USD by collateral mechanism, peg currency, or circulating supply — handy for spotting alternatives if a peg breaks or a regulator forces a delist.
Autres stablecoins fiat-backed
Stablecoins indexés sur USD
Plus grands stablecoins par offre
Avertissement de Risque
Les stablecoins comportent des risques, notamment la dé-peggisation, les changements réglementaires et le risque de contrepartie. Diversifiez toujours et faites vos propres recherches.