Ripple USD
Profil du Stablecoin
Ripple USD (RLUSD) est un stablecoin adossé au fiat ancré à USD, avec 1,5 Md $US en offre en circulation sur 2 réseaux blockchain. Chaque RLUSD est adossé aux réserves détenues par l'émetteur, avec parité attestée via defillama. L'ancrage s'est maintenu dans une fourchette de ±1% sur la plupart des sessions de négociation, la composition des réserves et la cadence d'attestation étant les principaux facteurs de son profil de risque de crédit.
À propos de Ripple USD (RLUSD)
Ripple USD (RLUSD) is designed to maintain a constant value of one US dollar
Natively issued on XRP Ledger and Ethereum blockchains, Ripple USD is fully backed by a segregated reserve of cash and cash equivalents and redeemable 1:1 for US dollars
Émetteur et attestation
Ripple USD (RLUSD) is issued by Ripple Labs / Standard Custody & Trust, operating under New York State (NYDFS-regulated trust). Originally launched in 2024.
Composition des réserves
Backed 1:1 by US dollar deposits, short-term US government bonds, and cash equivalents held by Standard Custody (a Ripple-owned NYDFS-regulated trust).
Les informations sur l'émetteur sont compilées à partir de divulgations publiques, de dépôts réglementaires NYDFS / BMA et de rapports d'attestation de source primaire. Vérifiez toujours directement auprès de l'émetteur avant toute décision.
Activité récente de l'offre
Ripple USD (RLUSD) supply contracted by 24 M $US (-1.55%) in the last 24 hours, contracted by 50 M $US (-3.17%) over the past week, and expanded by 3,7 M $US (+0.24%) over the past 30 days.
Steady issuance: supply has held roughly flat (0.24% over 30 days), consistent with mature stablecoin liquidity dynamics.
Historique de l'Offre
Network distribution
Ripple USD circulates across 2 blockchain networks. Ethereum hosts the largest share at 79.98%, followed by XRPL at 20.02%. Cross-chain distribution has remained broadly stable over the past 30 days.
| Chaîne | Offre | Part | 24h Δ | 30d Δ |
|---|---|---|---|---|
| Ethereum | 1,2 Md $US | 79.98% | -1.13% | +3.94% |
| XRPL | 305,4 M $US | 20.02% | -3.17% | -12.23% |
Historique de stabilité de l'ancrage
Ripple USD (RLUSD) is designed to trade at exactly 1.00 USD, with its peg defended through direct redeemability against off-chain reserves. Spot price currently sits at $1.0000, a -0.003% deviation from the target — well inside the stability band typical for reserve-backed dollar tokens.
Comment les stablecoins reserve-backed défendent leur ancrage
Fiat-backed stablecoins maintain their peg through arbitrage: any time the secondary-market price drifts above $1.00, authorised participants mint new tokens by depositing dollars and sell them into the market; any time it drifts below, they buy on the open market and redeem 1:1 for dollars. The peg therefore depends entirely on (a) the reserves actually existing, (b) the issuer honouring redemption requests promptly, and (c) the issuer remaining solvent and unfrozen.
Implications pratiques pour les détenteurs
- Counterparty risk is concentrated in the issuer and its banking partners — a banking failure (as in the March 2023 USDC / SVB episode) can cause short-term depegs even when the underlying reserves are sound.
- Reserve attestations are not full audits. Always read the firm name, scope, and date of the latest attestation report before treating the peg as risk-free.
- Redemption rights typically apply only to verified institutional partners, not to retail holders. Retail exposure is exited via secondary markets, where liquidity matters most during stress periods.
- Regulatory action against the issuer (NYDFS orders, OFAC freezes, court-ordered blacklists) can immediately impair specific addresses or even the entire token.
- Mantapex tracks peg deviation in real time from DeFiLlama price feeds, but for high-value holdings cross-check directly on at least one independent venue (CoinGecko, the issuer's own dashboard, or an on-chain DEX).
Peg-stability commentary is based on the mechanism class (reserve-backed) and is provided for educational purposes only — it is not financial advice. Past peg stability is not a guarantee of future performance, and even the highest-quality stablecoins have historically traded outside their target band during banking, regulatory, or liquidity stress.
Adresses de contrat
Ripple USD (RLUSD) is deployed as a token contract on 1 blockchain network below. Always verify the contract address you're interacting with on the relevant block explorer before sending funds — phishing tokens reusing well-known stablecoin tickers are common, especially on newer chains.
| Chaîne | Adresse du contrat | Vérifier |
|---|---|---|
| Ethereum | 0x8292bb45bf1ee4d140127049757c2e0ff06317ed | Explorateur |
Les adresses de contrat proviennent du profil stablecoin de DeFiLlama. Certaines chaînes (Tron, Solana, Aptos, Sui) utilisent des formats d'adresse non EVM. Le lien « Explorateur » ouvre l'explorateur de blocs officiel de la chaîne concernée ; nous ne renvoyons pas vers des explorateurs tiers susceptibles d'afficher des données modifiées.
Comparer Ripple USD à d'autres stablecoins fiat-backed
Below are the largest fiat-backed stablecoins tracked on Mantapex alongside Ripple USD (RLUSD). Comparing supply and chain footprint within the same mechanism class is more meaningful than cross-class comparison, because the underlying peg-defence assumptions are different.
| Stablecoin | Offre | Mécanisme | Chaînes |
|---|---|---|---|
| Tether (USDT) | 184,1 Md $US | fiat-backed | 107 |
| USD Coin (USDC) | 79,6 Md $US | fiat-backed | 125 |
| World Liberty Financial USD (USD1) | 4,5 Md $US | fiat-backed | 8 |
| PayPal USD (PYUSD) | 4,1 Md $US | fiat-backed | 7 |
| BlackRock USD (BUIDL) | 2,5 Md $US | fiat-backed | 8 |
Entre les classes de mécanismes
If you're researching RLUSD as part of a broader stablecoin allocation, it's worth comparing it across mechanism classes — each design has different counterparty, custody, and tail-risk profiles.
Stabilité du Peg
Distribution par Chaîne
Ressources et sources de données
Ripple USD (RLUSD) is tracked across major crypto data providers. The links below open Ripple USD (RLUSD)'s pages on CoinGecko, CoinMarketCap and DeFiLlama, so you can cross-check supply, market cap, exchange listings and historical price data directly at the source.
Price feed sourced from defillama. Supply, peg and chain-distribution data are aggregated from DeFiLlama's stablecoins dataset, which combines on-chain balances across supported networks. Numbers on this page typically refresh every 10 minutes.
Actualités récentes sur Ripple USD
Latest reporting from major crypto news outlets covering Ripple USD.
- Crypto Economy
Ripple's RLUSD Breaks Into the Top 9 Stablecoins, Marking a Major Milestone
Historic figure: The market capitalization of Ripple's stablecoin exceeded the $1.64 billion threshold for the first time, following a volume increase of over 72% in the last 24…
- UToday
Ripple's RLUSD on Top 9 Stablecoin List: New Milestone Reached
Ripple's native stablecoin, RLUSD, has officially become the tenth largest stablecoin in the world as sentiment across the broader crypto market turns bullish.
- Crypto Daily
RLUSD vs USDC in AI Payments: Can Ripple Break the Stablecoin Network Effect?
Mastercard AP4M names RippleX and highlights RLUSD's predictable costs for AI agents, while adding USDC to settlement rails. Can Ripple dent USDC's lead?
- Crypto Daily
XRP and RLUSD in AI-Agent Payments: Can Ripple Challenge USDC's x402 Network Effect?
120M+ x402 transactions span 14 chains, with USDC leading volume. Ripple rolls out XRPL AI Starter Kit and RLUSD attestations as it targets agent payments.
- Bitcoinist
Ripple Launches XRPL AI Starter Kit For XRP And RLUSD Agent Payments
Ripple launched the XRPL AI Starter Kit for autonomous agent payments.
- UToday
$55.9 Million Ripple USD Burned in Seven Days Amid Quiet June Activity
According to the Ripple stablecoin tracker website, $55.9 million in RLUSD was burned in the last seven days amid quiet minting and burn activity in June.
- Crypto Daily
XRP ETF Flows vs RLUSD Utility: Two Different Catalysts for One Token
XRP-linked funds drew $67.6M and $42M weekly inflows in May 2026 as Ripple's RLUSD neared ~$1.7B market cap and expanded to Türkiye. Here's how each catalyst matters.
- Crypto Daily
XRP and RLUSD Enter AI-Agent Payments: Can XRPL Break USDC's x402 Lead?
Mastercard AP4M launch adds RippleX while XRPL gains x402 via Ripple's AI Starter Kit. Polygon hosts 95% of x402 traffic.
Stablecoins associées
Stablecoins comparable to Ripple USD by collateral mechanism, peg currency, or circulating supply — handy for spotting alternatives if a peg breaks or a regulator forces a delist.
Autres stablecoins fiat-backed
Stablecoins indexés sur USD
Plus grands stablecoins par offre
Avertissement de Risque
Les stablecoins comportent des risques, notamment la dé-peggisation, les changements réglementaires et le risque de contrepartie. Diversifiez toujours et faites vos propres recherches.