Goldfinch

Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.

DeFiLlama publishes the exact rules used to aggregate on-chain balances into the headline TVL figure shown on this page. The methodology below is the team's own source-of-truth description.

The base TVL metric counts only excess USDC liquidity in the Senior Pool, and USDC in all the Borrower Pools. The Borrowed TVL component additionally counts loans made by the Senior Pool and the Backers of all Borrower Pools.

If a contract or vault isn't in this list, its balance does not contribute to the TVL displayed on Mantapex or DeFiLlama.

Goldfinch's governance or utility token carries a market capitalisation of 12,6 M $US based on circulating supply at the latest DeFiLlama snapshot. The market is pricing the token (12,6 M $US) above the protocol's on-chain TVL (1,6 M $US) — a mcap/TVL multiple of 8.05× implies investors are paying for expected future fee flows rather than current deposits alone.

Market cap and supply figures are sourced from DeFiLlama's price feed (which reconciles CoinGecko, CoinMarketCap, and on-chain DEX prices). Treasury and staking values reflect on-chain balances controlled by the protocol at last sync.

Événements majeurs signalés par la communauté DeFiLlama — lancements de protocole, exploits, changements de gouvernance et programmes d'incitations.

1. Oct 24, 2021
   Listé sur DeFiLlama

Goldfinch is a RWA Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed on Ethereum. No public audit reports are listed on DeFiLlama for this protocol.

Goldfinch is a single-chain protocol, deployed exclusively on Ethereum — this concentrates execution risk but simplifies the trust model. Roughly 100% of its on-chain value sits on just three networks (Ethereum-borrowed, borrowed, Ethereum), so a fault on any one of them would affect a large slice of users. Its token market cap (12,6 M $US) currently exceeds total value locked (1,6 M $US) — a mcap/TVL ratio of 8.05 suggests the market is pricing in more growth than current deposits support.

Verified external resources for Goldfinch — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.

Goldfinch is one of 7 RWA Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include USD AI, Aave Horizon RWA, Pareto Credit, and 3 more. These peer protocols collectively secure 827,4 M $US in deposits, giving you a frame of reference for whether Goldfinch's own TVL is at the top, middle, or tail of the category.

USD AI

TVL 332,5 M $US · 24h -0.17%

Aave Horizon RWA

TVL 274,5 M $US · 24h +0.30%

Pareto Credit

TVL 179,6 M $US · 24h -0.01%

Figure Markets Democratized Prime

TVL 20,9 M $US · 24h -0.01%

cSigma Finance

TVL 12,7 M $US · 24h -0.00%

Kasu

TVL 7,2 M $US · 24h +6.00%