Augmented Finance

Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.

DeFiLlama publishes the exact rules used to aggregate on-chain balances into the headline TVL figure shown on this page. The methodology below is the team's own source-of-truth description.

Counts the tokens locked in the contracts to be used as collateral to borrow or to earn yield. Borrowed coins are not counted towards the TVL, so only the coins actually locked in the contracts are counted. There's multiple reasons behind this but one of the main ones is to avoid inflating the TVL through cycled lending.

If a contract or vault isn't in this list, its balance does not contribute to the TVL displayed on Mantapex or DeFiLlama.

Augmented Finance's governance or utility token carries a market capitalisation of 40,2 k $US based on circulating supply at the latest DeFiLlama snapshot. The market is pricing the token (40,2 k $US) above the protocol's on-chain TVL (326,7 $US) — a mcap/TVL multiple of 123.17× implies investors are paying for expected future fee flows rather than current deposits alone.

Market cap and supply figures are sourced from DeFiLlama's price feed (which reconciles CoinGecko, CoinMarketCap, and on-chain DEX prices). Treasury and staking values reflect on-chain balances controlled by the protocol at last sync.

Augmented Finance is a Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed across 4 chains, including Avalanche, Ethereum, Binance, xDai. The codebase has been independently audited (1 report on file).

Augmented Finance operates on 4 networks (Avalanche, Ethereum, Binance, xDai), keeping its surface area narrower than chain-agnostic peers. Roughly 100% of its on-chain value sits on just three networks (Avalanche, Ethereum, Binance), so a fault on any one of them would affect a large slice of users. Price feeds come from a single oracle provider (Chainlink); an outage or manipulation of that feed would propagate into every market the protocol prices. Only one audit report is currently listed; users should weigh that against the protocol's TVL before depositing significant amounts. Its token market cap (40,2 k $US) currently exceeds total value locked (326,7 $US) — a mcap/TVL ratio of 123.17 suggests the market is pricing in more growth than current deposits support.

Verified external resources for Augmented Finance — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.

Augmented Finance is one of 7 Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Aave V3, Morpho V1, JustLend, and 3 more. These peer protocols collectively secure 43,4 Md $US in deposits, giving you a frame of reference for whether Augmented Finance's own TVL is at the top, middle, or tail of the category.

Aave V3

TVL 26,2 Md $US · 24h +0.16%

Morpho V1

TVL 7 Md $US · 24h +0.57%

JustLend

TVL 3,4 Md $US · 24h +1.86%

Maple

TVL 2,4 Md $US · 24h -1.17%

SparkLend

TVL 2,2 Md $US · 24h +3.62%

Kamino Lend

TVL 2,1 Md $US · 24h -0.02%