Umee

Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.

DeFiLlama publishes the exact rules used to aggregate on-chain balances into the headline TVL figure shown on this page. The methodology below is the team's own source-of-truth description.

Total supplied assets - total borrowed assets

If a contract or vault isn't in this list, its balance does not contribute to the TVL displayed on Mantapex or DeFiLlama.

Umee's governance or utility token carries a market capitalisation of 254.647,4 $ based on circulating supply at the latest DeFiLlama snapshot. Token market cap (254.647,4 $) and TVL (306.505,3 $) trade close together, giving a mcap/TVL multiple of 0.83× — broadly the range market participants treat as "fair" for an established DeFi protocol.

Market cap and supply figures are sourced from DeFiLlama's price feed (which reconciles CoinGecko, CoinMarketCap, and on-chain DEX prices). Treasury and staking values reflect on-chain balances controlled by the protocol at last sync.

Wichtige Ereignisse, die von der DeFiLlama-Community markiert wurden — Protokoll-Launches, Exploits, Governance-Änderungen und Anreizprogramme.

1. Feb 6, 2023
   Auf DeFiLlama gelistet

Umee is a Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed across 2 chains, including Umee, Ethereum. The codebase has been independently audited (1 report on file).

Umee operates on 2 networks (Umee, Ethereum), keeping its surface area narrower than chain-agnostic peers. Roughly 99% of its on-chain value sits on just three networks (borrowed, Umee-borrowed, Umee), so a fault on any one of them would affect a large slice of users. Price feeds come from a single oracle provider (Ojo Oracle); an outage or manipulation of that feed would propagate into every market the protocol prices. Only one audit report is currently listed; users should weigh that against the protocol's TVL before depositing significant amounts. Token market cap (254.647,4 $) and TVL (306.505,3 $) trade at a ratio of 0.83, in the range generally considered normal for an established DeFi protocol.

Verified external resources for Umee — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.

Umee is one of 7 Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Aave V3, Morpho V1, JustLend, and 3 more. These peer protocols collectively secure 43,4 Mrd. $ in deposits, giving you a frame of reference for whether Umee's own TVL is at the top, middle, or tail of the category.

Aave V3

TVL 26,2 Mrd. $ · 24h +0.16%

Morpho V1

TVL 7 Mrd. $ · 24h +0.57%

JustLend

TVL 3,4 Mrd. $ · 24h +1.86%

Maple

TVL 2,4 Mrd. $ · 24h -1.17%

SparkLend

TVL 2,2 Mrd. $ · 24h +3.62%

Kamino Lend

TVL 2,1 Mrd. $ · 24h -0.02%