SMARDEX P2P Lending

Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.

SMARDEX P2P Lending is published as a versioned release inside the Smardex Ecosystem protocol family. Releases inside the same family typically share governance, brand, and large parts of the audit history, but each version can run materially different contract logic — a release labelled v2 or v3 is not just a UI refresh. Newer versions inside a family typically launch with their own audit cycle and parameter set, so do not assume the previous release's safety record carries over without checking the linked audit reports.

Fork lineage and parent-protocol relationships are tracked by DeFiLlama for security and audit-history attribution; a fork inherits the upstream design but not necessarily the upstream audits or governance.

SMARDEX P2P Lending ist eine versionierte Variante einer größeren Protokollfamilie. Öffne das übergeordnete Protokoll für den kombinierten TVL und alle Geschwister-Versionen.

Wichtige Ereignisse, die von der DeFiLlama-Community markiert wurden — Protokoll-Launches, Exploits, Governance-Änderungen und Anreizprogramme.

1. May 23, 2025
   Auf DeFiLlama gelistet

SMARDEX P2P Lending is a Lending protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed across 5 chains, including Ethereum, Polygon, Arbitrum, Binance and 1 other chain.

SMARDEX P2P Lending runs a multi-chain deployment, with smart contracts live on 5 networks. Its TVL is heavily concentrated on Ethereum, which holds 100% of all assets — other deployments are comparatively small.

Verified external resources for SMARDEX P2P Lending — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.

SMARDEX P2P Lending is one of 7 Lending protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Aave V3, Morpho V1, JustLend, and 3 more. These peer protocols collectively secure 43,4 Mrd. $ in deposits, giving you a frame of reference for whether SMARDEX P2P Lending's own TVL is at the top, middle, or tail of the category.

Aave V3

TVL 26,2 Mrd. $ · 24h +0.16%

Morpho V1

TVL 7 Mrd. $ · 24h +0.57%

JustLend

TVL 3,4 Mrd. $ · 24h +1.86%

Maple

TVL 2,4 Mrd. $ · 24h -1.17%

SparkLend

TVL 2,2 Mrd. $ · 24h +3.62%

Kamino Lend

TVL 2,1 Mrd. $ · 24h -0.02%