Risk Harbor

Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.

DeFiLlama publishes the exact rules used to aggregate on-chain balances into the headline TVL figure shown on this page. The methodology below is the team's own source-of-truth description.

Amount of underwriter capital inside the protocol

If a contract or vault isn't in this list, its balance does not contribute to the TVL displayed on Mantapex or DeFiLlama.

Risk Harbor is published as a versioned release inside the Karak Protocol protocol family. Releases inside the same family typically share governance, brand, and large parts of the audit history, but each version can run materially different contract logic — a release labelled v2 or v3 is not just a UI refresh. Newer versions inside a family typically launch with their own audit cycle and parameter set, so do not assume the previous release's safety record carries over without checking the linked audit reports.

Fork lineage and parent-protocol relationships are tracked by DeFiLlama for security and audit-history attribution; a fork inherits the upstream design but not necessarily the upstream audits or governance.

Risk Harbor ist eine versionierte Variante einer größeren Protokollfamilie. Öffne das übergeordnete Protokoll für den kombinierten TVL und alle Geschwister-Versionen.

Wichtige Ereignisse, die von der DeFiLlama-Community markiert wurden — Protokoll-Launches, Exploits, Governance-Änderungen und Anreizprogramme.

1. Mar 12, 2022
   Auf DeFiLlama gelistet
2. May 7, 2022
   UST depeg

Risk Harbor is a Insurance protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed across 9 chains, including Arbitrum, Ethereum, Optimism, Avalanche and 5 other chains. The codebase has been independently audited (1 report on file). DeFiLlama tracks 1 historical event for this protocol since 2022.

Risk Harbor runs a multi-chain deployment, with smart contracts live on 9 networks. Roughly 96% of its on-chain value sits on just three networks (Arbitrum, Ethereum, Optimism), so a fault on any one of them would affect a large slice of users. Only one audit report is currently listed; users should weigh that against the protocol's TVL before depositing significant amounts.

Verified external resources for Risk Harbor — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.

Risk Harbor is one of 7 Insurance protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Nexus Mutual, Easedefi.org, 3F Mutual, and 3 more. These peer protocols collectively secure 125,2 Mio. $ in deposits, giving you a frame of reference for whether Risk Harbor's own TVL is at the top, middle, or tail of the category.

Nexus Mutual

TVL 110,9 Mio. $ · 24h +0.24%

Easedefi.org

TVL 5,1 Mio. $ · 24h +0.45%

3F Mutual

TVL 4,5 Mio. $ · 24h +0.82%

Unslashed

TVL 3,4 Mio. $ · 24h +0.20%

Cover Protocol

TVL 809.849,9 $ · 24h +0.03%

Sherlock

TVL 507.308,7 $ · 24h +0.00%