Cozy V2

Description sourced from DeFiLlama's protocol metadata; teams submit their own copy when listing.

Cozy V2 is published as a versioned release inside the Cozy Finance protocol family. Releases inside the same family typically share governance, brand, and large parts of the audit history, but each version can run materially different contract logic — a release labelled v2 or v3 is not just a UI refresh. Newer versions inside a family typically launch with their own audit cycle and parameter set, so do not assume the previous release's safety record carries over without checking the linked audit reports.

Fork lineage and parent-protocol relationships are tracked by DeFiLlama for security and audit-history attribution; a fork inherits the upstream design but not necessarily the upstream audits or governance.

Cozy V2 ist eine versionierte Variante einer größeren Protokollfamilie. Öffne das übergeordnete Protokoll für den kombinierten TVL und alle Geschwister-Versionen.

Wichtige Ereignisse, die von der DeFiLlama-Community markiert wurden — Protokoll-Launches, Exploits, Governance-Änderungen und Anreizprogramme.

1. May 11, 2023
   Auf DeFiLlama gelistet

Cozy V2 is a Insurance protocol that lets users supply assets as collateral, borrow against them, and earn interest from borrowers paying variable or stable rates. It is deployed on Optimism. The codebase has been independently audited (1 report on file).

Cozy V2 is a single-chain protocol, deployed exclusively on Optimism — this concentrates execution risk but simplifies the trust model. Price discovery relies on 2 oracle providers (Chainlink, UMA), which diversifies the data-feed surface but also expands the set of third parties users implicitly trust. Only one audit report is currently listed; users should weigh that against the protocol's TVL before depositing significant amounts.

Verified external resources for Cozy V2 — use these to read the source code, follow governance discussions, or cross-check on-chain data against the original team's channels.

Cozy V2 is one of 7 Insurance protocols Mantapex tracks in this category. Direct peers ranked by total value locked include Nexus Mutual, Easedefi.org, 3F Mutual, and 3 more. These peer protocols collectively secure 125,2 Mio. $ in deposits, giving you a frame of reference for whether Cozy V2's own TVL is at the top, middle, or tail of the category.

Nexus Mutual

TVL 110,9 Mio. $ · 24h +0.24%

Easedefi.org

TVL 5,1 Mio. $ · 24h +0.45%

3F Mutual

TVL 4,5 Mio. $ · 24h +0.82%

Unslashed

TVL 3,4 Mio. $ · 24h +0.20%

Cover Protocol

TVL 809.849,9 $ · 24h +0.03%

Sherlock

TVL 507.308,7 $ · 24h +0.00%